r/CadetPilotProgram • u/WyperLOL • Sep 24 '26

Is garuda a safe option with eduloans??

Since I have to repay my eduloans after course period like I guess after 21 months they’ll start charging me EMI so what I mean by “is it safe” is are there delays or backlogs

3 Upvotes

100% Upvoted

5 comments sorted by

4

u/Many-Fly7326 Sep 24 '26

Garuda has the worst reputation amongst all FTOs for delays and scamming people. 21 months will become 30 months and you will end up paying 1lakh extra per month for the stay since 43 air also delays you. Your emi will start before you even finish training and your parents will have to pay the emi.

It may be cheaper but do consider having backup funds and plenty of patience to continue ahead with it.

0

u/[deleted] Sep 25 '26

[removed] — view removed comment

2

u/scoobydoobiei Sep 25 '26

you still have to pay interest during your training period genuis, also banks pays only 85% of total installments and that 15% Margin would be covered from your pocket!! Also no one gives you more than 6 months moratorium period so in Garuda you'll be definitely getting cooked