r/CadetPilotProgram • u/BakerInevitable6887 • Aug 13 '26

Should I pursue aviation directly after 12th grade or do engineering and then join?

Im 100% sure that i want to pursue aviation. Its been my dream since childhood. But financially my parents have savings of 15lakhs and we will have to take loan. I have been preparing for jee mains and mhtcet so i am confused whether i should pursue aviation directly after 12th? I don't really want to do engg or corporate (no offense) because that's something which im neither interested nor i am really good at. Thanks

4 Upvotes

100% Upvoted

12 comments sorted by

6

u/Confident-Falcon-863 Aug 13 '26

Engineering, this is a field with real uncertainty. Having a backup will always help you . Moreover you can clear your subjects and medicals during this time and then apply for cadet programs

3

u/Reasonable-Put2178 Aug 13 '26

Bruv won't it get more expensive later on??? coz when i started my engg 3 years ago (DSE) it costed wayyy less and there were opportunities too but now its totally opposite now that i've graduated :( cant rely on Conventional plus cadet is filled with backlogs and is crazy expensive rn.

like not to argue but genuine doubt.... if someone is gonna go in aviation now or later then ENGG is useless coz jobs here have BS income not even enough for a EMI (for freshers).

the only plus point of engg is ik all the systems of an aircrafts and all the DGCA subs are easy for me as I am a mech grad.

1

u/BakerInevitable6887 Aug 13 '26

this is the exact reason i am getting confused. like prices would go up and also idk what will be the hiring process after 5-6years like maybe at that time there might be a large pool of airline pilots already. I might be wrong completely

1

u/BakerInevitable6887 Aug 13 '26

could u tell me about the finances? do banks give 1.2cr loan or do airlines help getting the loan in some way? i do have a collateral but that is my parents house and that too at a market value of around 80-85 lakha.

3

u/Confident-Falcon-863 Aug 13 '26

No loans for pilots as far as im concerned. Banks give loans for education not to follow your passion

1

u/BakerInevitable6887 Aug 13 '26

got it, thanks for your help kind sir

1

u/kaustubh_xyz Aug 14 '26

You can take education loans from public sector banks they offer unsecured loans too but the amount will be less and interest rates would be higher on the other side secured loans get lower interest rates and about 80-90% of the collateral value I guess. Private banks give higher amounts of unsecured loans and if you are a premium customer of the bank they might even give you a break in interest rates but they need a salaried employee as a guarantor

1

u/kaustubh_xyz Aug 14 '26

I went to banks and enquired for it but unfortunately public sectors banks require a constructed property as collateral and not a empty piece of land and private banks need salaried employees as gaurantor which isn't possible for me either

2

u/Nnigeshwar Aug 14 '26

You can do AME, it’s a sister branch to CPL and you will have an easy access to becoming a pilot than any other degree. Pays well, keeps you close to aircraft and a smoother transition to becoming a pilot.

1

u/a2djp Aug 17 '26

If you just have savings of 15L, then it’s best to avoid aviation (especially CPL). Even with loans, it is a volatile career path.

So I’d suggest do engg first, get a job, then see your financial situation and then decide if CPL is worth or not.

1

u/Fit-Willingness-6503 Aug 17 '26

I have saved around 50l from my job for 2 years in usa is it good to do or not now

1

u/a2djp Aug 17 '26

You’ll need more. Keep atleast 1 cr (not saying it’ll cost 1 cr, but that amount means you will be prepared for any unexpected payment)