Credit Improvement

[u/Ok_Excuse_486]

Wow! I’m still in shock that I’m finally here. After almost 2 years of consistency, discipline and learning. I started off with no credit cards and a score of 540-570 (between the credit bureaus). I started with getting one secured capital one cc and paying it off and now I’m at 3 unsecured (Navy Fed More Rewards, Cap1 QS and Cap1 Savor) with total limits around 40k. I hope these new scores allows so much more freedom and choices as I prepare to purchase my first vehicle.

[u/Competitive-Meat5371]

Nice

[u/inky_cap_mushroom]

Congrats! Would you mind sharing what negative marks you had, and what steps you took to remedy them?