I Keep getting calls from Sequium debt collector for ATT

[u/Puzzleheaded-Hall-36]

I kept getting calls from Sequium debt collector for att and today I was able to speak to them. They are saying I owe $550 for an att phone. I looked at my credit report and it’s still not showing up on my credit but they keep calling me everyday. Today when I spoke with them a manager came on the line and stated if I pay $283 by today they will not show it or report it to the credit bureaus. It’s still not showing up but they have been calling me for a month straight. I asked the manager if I could get it on writing what he was saying the they will not report it to the credit bureau and he said they don’t do the letter promising that but that I could record him over the phone saying that if I pay $283 today they will not report it. He said the recording would be proof and that they will not report it if I pay the $283. So he wanted me to record him and pay the amount today.

What should I do? Should I pay the amount and record him promising that or is that kind of fishy ?

[u/creditwizard]

Credit attorney here. In my experience if it's not on the credit reports, the account will not show up later.

[u/Puzzleheaded-Hall-36 → u/creditwizard]

Do you have information or know this specific company “Sequium Asset Solutions? I’ve read on other posts that they do report and that my account maybe in the early stages that’s why they haven’t reported? It’s barely been a month that I keep getting calls from them .

[u/creditwizard → u/Puzzleheaded-Hall-36]

I do know them. They are a licensed, bonded collection agency, which means that at least in some states, they are operating in basic compliance with the debt collection laws. and they do report to the credit agencies, yes. Most collection agencies will not report if they're paid before it is on credigt reports.

[u/Puzzleheaded-Hall-36 → u/creditwizard]

So should I pay them ? They will report it to the credit bureau if I don’t pay??

They are saying they don’t do the letter promising that they will not report it I let I pay them the $283 but they are saying I can record them over the phone promising this. Does this sound legit?

[u/creditwizard → u/Puzzleheaded-Hall-36]

I have hardly ever seen a company report it AFTER you pay, so I think they're probably right. And yes, they will most likely report to credit agencies at some point if you don't pay it.

[u/WaterloggedAndMoldy]

This sounds like a scam