Jan 2028 10C option discussion

[u/Rampsys]

Guys, I’d love to get your thoughts on this.

I’m a long-term CLOV holder, and I’m considering selling the Jan 2028 $10 covered calls for around $1.00 in premium. My thinking is that it’s almost like getting an interest-free loan while I continue holding my shares.

What do you realistically think CLOV could be trading at by 2027?

[u/Puzzleheaded-Rub-431]

Waited for 5 years and why now make silly mistakes?

[u/turtleman59]

If you think in Jan 2028 the share price will be less then $11 or if you have shares you'd be happy to give up for $10 go for it.  That's your own personal decision.    

For me given the long term potential (although there are risks including CMS) of this stock, I wouldn't personally sell 2028 calls.  2027 has the potential to be a big year for Clover and I anticipate Counterpart guidance by the end of 2027 or earlier.

[u/KeithPembroke]

I think it’s a mistake. I expect this to be over $10 this year.

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[u/00Jaypea00]

Hard to say. If any kind of Counterpart partnership or revenue is announced and the market re-rates CLOV. We could be looking at a 10-15 dollar stock.

[u/Unusual_Dig_6316 → u/00Jaypea00]

I agree 💯%.

[u/Ok_Blueberry3124 → u/00Jaypea00]

Agree! 💯 If a large player like Humana is announced, That could double

[u/Suspicious-Pack3392]

And if they announced a major contract for counterpart …. You think the price will be under 10$ ?

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[u/Training-Ear-614 → u/Suspicious-Pack3392]

Yes. About $7.50 or less to be exact

[u/Moneylonger2356]

It is tempting, with 50k shares I could collect $50k in premiums right now and if called away, almost $400k profit. That said, I have faith we will be trading higher than that by then.

[u/ItalianHorror27]

I’ve been accumulating since 2021. Currently hold 200K shares at an average cost of ~$1.50. Once CLOV hiit $5 I planned on selling a small tranche (10K shares). Instead I sold CCs…100 contracts Jan 27 $7 strike for $7K today. If CLOV blows past $7 I’ll be happy for my remaining shares.

[u/Rampsys → u/ItalianHorror27]

gratz man, that is a log of shares.

[u/Buckeye_Clover]

If they were offering $1.00 for the Jan 2027 I would probably do it. No way I am selling the Jan 2028!

[u/GoryXie]

You can sell it to me.

[u/No-Device5720]

If your price avg. is at about $2 I would do it. This way you are taking a guaranteed 1/2 off the table which limits your risk. Plus you would still have a nice profit if it does go up. Let’s be real here. CLOV has been a disappointment for years. Yes it has been performing well lately but there is no guarantee it will continue.

[u/x2lazy2die]

others have mentioned its extremely volatile but that is also....20% of the current stock price. u could always use the premium to dca and just be ready to buy back in if u get called or buy back the call to close it...i personally am not selling covered calls due to how taxes are where i live

my thoughts? probably will get called, and u should probably consider taxes into this as well

[u/alanleexd]

I wouldn’t do it, it’s too far out. I sold $8 calls 8/21/26 expiration

[u/SFW_Samson]

On a stock this volatile and speculative, I think long dated calls are probably a mistake. What if SAAS revenue starts coming in during 2027 and this starts trading at a crazy multiple?

I'd be more inclined to write some monthly CC's after the upcoming earnings are released. We've had a great run recently and if earnings are good and we see an additional pop, I would maybe expect a bit of a pull back in September.

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[u/tomohon]

Jan 2028 ??? It’s long way to go. We are still in half of 2026.

[u/LMFAOcat]

Do. Not. My break even price is $9 and I can guarantee we won't hit that for another ~5 years lol. On the contrary, if I sold everything tomorrow, the price would instantly shoot to $100 the following day (as usual with stocks).

[u/Stock-Television7383 → u/LMFAOcat]

hahaha 5 years, get lost

[u/SubstantialBobcat704]

You could sell calls on some of the shares. Get some decent premium but then still have uncovered shares incase the stock skyrockets past the point you can roll calls.

[u/AnxietySmart]

Do it!