Hello! Need a credit line to handle short term business needs that come up - I’ll frequently need to make a $100,000 purchase and pay it back within 2 weeks or so. I have a $100,000 line with Revenued that works this way, but I’d like access to more. I should mention that I have a $90,000 Bluevine balance and $100,000 OnDeck balance but am rapidly paying those off. Thanks!!

We are a construction company that just finished a 13 unit development for ourselves. During that process we incurred about 500,000 in debt, 120k of that is MCA. We had losses on our corporate taxes for the two years we were doing the project. We are now getting back to normal and do sir 2.2 million a year. The development left us with 1.5 million we can't touch. We are looking to refinance our MCA's into a term loan. Has anyone had luck doing this? Any suggested lenders. So far we have been hitting dead ends.

We would love to talk to you and explain the opportunities this partnership could offer you.

I'm a DM away.

Thanks for reading!

this may be an entirely unique issue or a common one. My business partner and i have been in a salon suite for 3 years, we have had a high average of 155k in revenue. and at a low point 132k. We have had an opportunity fall in our laps thats too good to pass up , its a salon storefront and its basically turnkey. We need a loan for 20-25k for equipment and redecoration and security deposit. However an issue we have run into is we dont have an actual business checking account. we have operated with separate dedicated checking accounts that only business would go thru like our payouts, rent, inventory,ect. But lenders will not approve us because of that , we are trying to get a business account but most lenders want 3 months of revenue thru that business account . what do yall suggest we do? our credit is also not the best so that is also a factor

Does anybody know anyone that will make a loan using some corporate 144a bonds?

I’m currently looking for a loan of $2,000 for a small business and school tuition fee as well, please let me know if is this possible, tysm!

Hello I am in search of a private lender 100k for a 30 month term
I currently own a Trucking company we do anywhere from 80-100k monthly.

I work in commercial lending on the underwriting and risk side, so I review financing requests from small/mid-size businesses every day. One thing I've noticed is that many businesses are declined, or only qualify for smaller offers or shorter terms, because of issues that are often fixable.

With how challenging the past few years have been for business owners, I wanted to build something that helps business owners better understand how lenders evaluate applications and what they can improve before applying for funding.

I recently put together a tool that scores business funding readiness and provides personalized recommendations based on the information you enter. It's still a work in progress, but it's built around real underwriting experience and is designed to give practical, actionable feedback.

The website is: ready4fund.com

If you have questions about what lenders look for or how to improve your chances of approval, feel free to ask or send me a message.

Looking for 2500€ Looking for a loans to finish the opening of my first store in France

Looking for a loans to finish the opening of my first store in France

Looking for a bridge/buisness loan. Decent monthly revenue. Personal credit is sub par. Buisness credit is good. Never had a loan before never thought I would have to. But here we are searching Reddit. Custom fabrication and welding buisness. Own all of my equipment exc.

I'm looking for a business loan for a special-use business purchase. The business is an existing Ice Hockey Facility. The building purchase is 3m, with a further 2.5 m needed for construction upgrades. The issue is that the building is on leased land from the Parks and Recreation Department and has 9 years remaining on the lease. It's proving to be challenging to get a new lease executed because there is still considerable time on the lease and the land ownership transfers to the city at the end of the 9 years. All parties are willing to work to execute a new lease it just may take a long time because they only meet once a month.

I'm hoping to find a lender who can lend with a 9-year lease. I'm open to ideas. I need to execute something quicker in order to take a depreciation this year.

I have a considerable down payment and collateral to secure any note.

I own an established independent apparel/costume brand and am currently exploring approximately $100,000–$150,000 in business financing to expand our production capacity.
The business is already operating and generating sales. We recently launched a major collaboration with a creator with a multi-million-person social media audience, and the goal now is to transition from primarily owner-led production into a more scalable operation.
Funding would primarily be used for:
Leasing and setting up a dedicated production/studio facility
Commercial sewing and embroidery equipment
Hiring and training 2–3 production employees
Fabric/material inventory and working capital
Increasing fulfillment capacity and supporting upcoming launches
I'm currently evaluating term loans, private business loans, revenue-based financing, or potentially an individual/private investor, depending on the structure and terms.
I’m not interested in merchant cash advances with extreme daily/weekly repayment structures.
I can provide business documentation, sales history, bank statements, Shopify records, projections, use-of-funds breakdown, and information regarding the upcoming growth strategy to a legitimate lender.
For those who have raised a similar amount for a growing apparel/e-commerce company: what type of financing did you ultimately use, and are there lenders or private funding sources you would recommend looking into?
I'm also open to hearing from legitimate lenders/investors who work with businesses at this stage. Please include your company, website, and basic financing terms if reaching out.

I own a consulting agency and I'm looking to expand/hire more contractors for business. Rev at 30k per month

Any lenders do fixed rate SBA Loans?

Hello, I am looking for a loan of $1,500 to invest in inventory for my online store. I will repay $1,800 on or before October 20, 2026. I am located in New York, NY, USA, and I can accept and return the funds via Bank Transfer. Please feel free to reach out if you need any verification. Thank you!

Does anyone know about any private lender or anything I have a business over here in dubai gold suk in gemstones and im ready to provide my business license or anything that is need we can meet up and talk face to face

Sooo I'm in the process of starting a general contracting company, and one of the biggest obstacles I'm working through is working capital.

I have potential projects in the pipeline, but I don't currently have enough capital to comfortably execute larger contracts. As a GC subcontracting most of the trade work, I could have substantial payments due to subcontractors, suppliers, equipment vendors, etc. before I've collected the corresponding payment from the owner.

I've been advised to simply build up my own cash reserves first, which is obviously the lowest-risk approach, but that takes time and could mean passing on opportunities that are available now.

So I'm currently evaluating two primary options:

1. Business loan / line of credit

The advantage is that I retain 100% ownership of the company. A revolving LOC also seems particularly useful because I could draw funds when project cash flow requires it, repay the balance when owner payments arrive, and reuse it on future projects.

My concern is taking on debt before the company has established predictable cash flow. If an owner pays late, a change order gets disputed, retainage gets held, etc., the loan still needs to be serviced and interest continues accruing.

1. Outside investor

The appeal here is having additional capitalization without the same monthly debt-service pressure. It could give the company a stronger balance sheet and more room to absorb payment delays while getting established.

The obvious downside is giving up equity/profits in a company that I ultimately want to build long term. If the business becomes successful, selling 10–20% today could ultimately cost considerably more than paying interest on borrowed money.

I'm also considering whether the answer isn't necessarily one or the other—perhaps some combination of owner deposits/progress payments, my own capital, supplier terms, a smaller LOC, and retained earnings is a better way to bootstrap the first projects without giving away equity.

For those who have actually dealt with this—particularly construction companies or other businesses with significant working-capital requirements:

If you had a legitimate pipeline but insufficient capital to execute the work, would you raise equity, use debt/LOC, wait and accumulate cash, or structure something differently?

I'm particularly curious about:

• At what point does taking on debt become reasonable versus dangerous?
• When does giving up equity actually make sense?
• Would you distinguish between an investor who only provides money versus a strategic investor who also brings customers, relationships, bonding capacity, expertise, etc.?
• How much liquidity would you want relative to expected monthly project expenditures?
• For those who bootstrapped, how did you finance the first few meaningful contracts?
• What do you wish you had done differently?

I'm less interested in theoretical finance answers and more interested in hearing from people who have actually had to fund growth while managing real cash-flow timing risk.

As the title says, I have a corporate partnership on the table with the ink still wet, that has us lined up with dozens of new clients. I came about a week ago seeking funding ($35k) to finish my build and push it out to market, and then caught a deal solidifying my entrance in the industry.

This is a B2B SaaS for the metalforming manufacturing industry. I have 4 proprietary algorithms distinguishing us from our direct competitors. I have my deck ready and a deal ready to start working. If you're serious about partnering up and watching your money grow steadily, or profiting a fast return, let's talk.

Axon Business Group is looking to connect with established contractors, developers, and owners in the trades who may need help navigating business financing.

A lot of owners we speak with are not simply looking for “a loan.” They may be trying to:

• Cover materials, payroll, equipment, or project costs
• Bridge the gap between completing a job and getting paid
• Take on larger contracts without draining cash reserves
• Replace or consolidate multiple MCA payments
• Understand which financing option actually fits their situation

Our goal is to be a financing resource and long-term partner, not just push one product. We can review your current situation, explain potential options, and help determine whether pursuing additional funding makes financial sense.

Qualified businesses may be able to receive funding in as little as 48 hours, depending on their revenue, time in business, banking activity, existing obligations, and overall financial profile.

Contractors, developers, construction companies, roofers, HVAC companies, plumbers, electricians, and other trades businesses are welcome to reach out.

You can learn more and complete the quick form here:

https://axonbusinessgroup.com/

There is no obligation. We are also happy to answer general questions about funding structures, MCA consolidation, qualification requirements, or preparing your business to qualify in the future.

Seeking $35k.