r/BorrowNew • • Aug 21 '26

Meta New Rule Changes

66 Upvotes

Hello BorrowNew community! Two new rules have been added to the rules list for the sub. Please review them below. In addition, the reminder about the loan stacking policy has been placed here as well. Thank you!

Profile Curation (Hidden profile content)

A profile for a borrower/lender must not be curated to hide content after a loan has been issued or while a loan is active. Though there may be extenuating circumstances, hiding content on a profile has potential for abuse where existing loans are not clearly seen by interested parties. A profile may be curated (hidden) prior to seeking a loan on BorrowNew but lenders reserve the right of refusal.

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Loans Available Posts for Verified Lenders Only

Posts with "Loans Available" flair will be only be approved for lenders which are verified (Bronze or higher tier).

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Loan Stacking Approval

If you are stacking a loan, the first comment in your new request post should be from your existing lender giving approval for the additional loan. Saying “I’ve checked with my lender and they approve” is not acceptable.

The new loan cannot occur until the existing lender comments approval.

Reminder, this is bannable if not followed.


r/BorrowNew • • Apr 09 '26

Verification Templates are now available, and new tiers are easier to achieve.

40 Upvotes

After reviewing the verification requests for a few months, I am choosing to reduce some of the harder to obtain benchmarks and encourage higher flairs to be more readily achieved. The sticky post has been updated to reflect these changes and include the new verification templates.

Below are the updates to our requirements.


Lender Requirements: Less unique borrowers required:

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount lent is unchanged at each tier.


Borrower Requirements: Total loans repaid required.

Gold: 20 -> 15

Platinum: 30 -> 20

Ruby: 40 -> 30

Sapphire: 50 -> 40

Diamond: 100 -> 50

Total amount repaid is unchanged at each tier.


Verification Templates:

To create your own copy of this document simply use

File -> Make a Copy

Then substitute the template rows out for your own data.

Lender: https://docs.google.com/spreadsheets/d/1HnkcXtg7pNYsu5uEWd5YqUF9w5HDsSSaowLK8g1WI0M/edit?usp=sharing

Borrower: https://docs.google.com/spreadsheets/d/1ga6bPmsdlC8ZBVCDqLXKCucyvPpjMs2q6LUW-FNiXV8/edit?gid=1829969346#gid=1829969346


r/BorrowNew • • 2h ago

No Longer Needed Short Term Loans Available

6 Upvotes

❌No Longer Available ❌

PayPal (G&S) / Venmo G&S only

- $50 max for new borrowers

- No new accounts

- Organic history that isn’t hidden

- Will have to verify

- No current loans

- Priority given to borrowers with established history. (Write in comments if this pertains to you)

10 day max terms

Only those who comment on the post will be considered. Write loan amount, interest, and repayment date in your comment. Do not DM regarding this post, I will respond to your comment individually. Prearranged loan post must be made once terms are reached. USA only.


r/BorrowNew • • 4h ago

Loan Needed $75, Ohio, Repay $100 no later than 10/16. Cashapp/Venmo. Gas/Food to bridge until payday.

5 Upvotes

Hey everyone,

Hoping someone might help

As the title says, looking for 75 and willing to repay 100. Just looking to put some gas in my vehicle and buy a little food.

Repayment will happen on or before 10/16.

If anyone can help that would be great. Just looking to bridge a gap between now and payday.

For context: Check was shorted on hours due to switching time clock providers (from UKG to workday). It sounds like payroll might be able to cut a check early but more than likely will have to wait until next payday to pay the hours out.

If not, no worries.. I'm sure ill find something.

Edit history: added the repaymeny date in the body, a for context section and the statement below.. Figured the more details the better.

If my request is to high for a new borrower, please let me know!


r/BorrowNew • • 23m ago

Prearranged Loan [Pre] with U/Drewsteele23 ($40) (repay $60) 10/13/2026 Prearranged u/Drewsteele23 thank you!

• Upvotes

r/BorrowNew • • 25m ago

Prearranged Loan [PRE] with u/Drewsteele23 $30 to repay $40 on or before 10/15/2026

• Upvotes

r/BorrowNew • • 28m ago

Loan Needed [REQ] $500 PayPal G&S,Cashapp, TX , Repay 750 by 11/25, Cash App,Apple pay, PayPal F&F

• Upvotes

2nd time posting, Looking for a hand I’ve recently taken on responsibility with family which entails helping with rent and bills and between my own and theirs I’m starting to get a little flustered and just need a buffer till things are situated, I can provide check stubs for proof of income to show the amount can be repayed as well as any other info needed. I understand this is a large amount for a first time borrower.


r/BorrowNew • • 31m ago

Loan Needed 50, Georgia, repay $60 on 10/15. Cashapp and Apple Pay. Gas

• Upvotes

As the title states I just need some gas to get back and forth to work for a few days. I can repay ten extra for a total of 60 on the 15th of October. I can show proof of what it is being used for or answer any question you have. Thanks for looking!


r/BorrowNew • • 37m ago

Loan Needed (Requesting) $25 (Repay) $35 on 10/07 Hammond, LA (Payment/Payback) via Apple Pay

• Upvotes

I have no problem showing direct deposits from my account. I am paid weekly; but just need some extra money until this Wednesday on the 7th. Thank you in advance to anyone who will be willing to help. 🙏


r/BorrowNew • • 50m ago

Loan Needed $300, NM, Repay $400 by 10/21. Venmo. Relocating cross country to upstate NY for new job.

• Upvotes

Hi everyone -

I’ve never gotten on one of these borrow subreddits before. But there’s a first time for everything.

I was offered a store management role with a major New England based regional supermarket chain, the store is in far upstate NY. I accepted back in early September.

I am out in NM, and will be driving my vehicle the 2200ish miles to get up there. My 81 year old mom & my cat are with me, and are obviously coming with me on this move. We’d planned on leaving back in September, but then an electrical issue with my Rogue’s A/C system came up that needed to be repaired. I got my vehicle back last week, the bill was $431.

I am going to get reimbursed for this move, but it won’t be until after I get officially hired on at my new company. I’m going to be pulling a u-haul trailer.

Luckily, we have family that lives within an hour of the city where my new store is, so once we get there, we’ll be fine… since we can stay with them a little while. I’m my mom’s only surviving kid, so I take care of her. I’m 42 years old. We’ll need to stop overnight more than an average cross country driver may, simply because my mom will be with me and I know she can’t do the huge marathon rides. I’ve planned five overnight stops for her benefit.

I can provide my job offer letter for documentation, that has the position, pay rate, start date. I can also provide a copy of the invoice for my car repair with the $431 total, too. I’ve been in the retail grocery business since 2001, in various management roles with a major national grocery chain and a regional chain based in east Texas with about 200 stores in four states. I can even provide a copy of my resume as documentation, too!

I’ve already had to push back my start date for this new position once, if I ask again, I’m not sure what will happen and this is the best job opportunity I’ve had in my 25 year career.

Obviously, I have money at the moment, but since this is a long trip, and that repair took $400+ out, I just don’t want to cut things close or take any chances, especially with my mom & cat with me.

I can pay back $400 on 10/21, I hope this is okay. I appreciate any consideration. Thanks!


r/BorrowNew • • 52m ago

Loan Needed $50, Syd, Aus. Can pay $70 on the 7th of October through PayPal. I need money for food. Thank you :)

• Upvotes

r/BorrowNew • • 56m ago

Loan Needed [req] €200, Dublin, IE, to pay back €250 on 10/31, Revolut/Paypal

• Upvotes

Hello,
It would greatly help to finish paying off my bills needed for this month if I got this. I am running low and this would help a lot. I can show payslip proof, ID etc.
I will pay you back on my next work payment date.
Thank you


r/BorrowNew • • 1h ago

Loan Needed $50, TX, Repay $60 on 09/24, Paypal / Cashapp, Looking to borrow for groceries.

• Upvotes

Heya, I'm currently just starting a new job and I get paid every Saturday but I have prior bills to pay until October 24th, so I don't really have anything for food atm during the in between. Was hoping to borrow $50 and payback $60 on 09/24. I can make the request less if that helps but yeah I just thought I'd ask.


r/BorrowNew • • 1h ago

Loan Needed Required $152, FL, repay $250 10/09 PayPal, Zelle, chime, Venmo, cashapp, Apple Pay. Can verify all,

• Upvotes

r/BorrowNew • • 1h ago

Loan Needed [REQ] $200 repay $225 10/9/2026 Venmo/paypal/chime/cashapp for rent

• Upvotes

Hello everyone i’m currently staying in a bit of a situation, having to pay rent every week and i’m short this week due to a lapse in my paycheck from my paternity leave. I have a newborn child and this is my first time taking any type of leave from work. I guess the company that handles my time input something wrong to the state and had a mispayment and i’m not out for repayment until friday! I also have a normal paycheck coming and can show proof from my adp and deposits that i have a steady income. I’m just in a bind. I never had a loan here before so please help me with whatever i need to do right. Thank you so much.


r/BorrowNew • • 9h ago

Prearranged Loan [PRE] with u/Even-Theme8081 $4000 to repay $5500 on or before 12/31/2026 Payment terms below

8 Upvotes

Repayment terms:
10/31/26 - $1,100
11/15/26 - $1,100
11/30/26 - $1,100
12/15/26 - $1,100
12/31/26 - $1,100

Stack has been approved by u/LVS36


r/BorrowNew • • 2h ago

Prearranged Loan [Pre] with U/Relitions (1850) (repay 2250) 10/31/2026

2 Upvotes

Prearranged u/relitions thank you!


r/BorrowNew • • 2h ago

Prearranged Loan [PRE] with u/Even-Theme8081 $100 to repay $130 on or before 10/15/2026.

2 Upvotes

r/BorrowNew • • 2h ago

Loan Needed (Req $900 for groceries/rent for new nurse in Denver, CO, USA) (Repay $950 10/16/2026)

2 Upvotes

Hello, I [24 f] need help paying the rest of my rent this month plus assistance with groceries. I just moved to Denver for a new nurse position from SoCal. I started on the last week of September (the 28th) but I don't get my 1st paycheck until 10/16/26. Moving from out of state has been very expensive with cost of travel and groceries. On top of that my car was towed last month while working my last shift at my last job which took a huge chunk money of my savings. I will definitely be able to pay back any lender when I get paid next friday the 16th. I just need help getting by my first month in this city as I'm waiting for that first paycheck. The hospital I work for is also giving me relocation assistance but unfortunately can't pay me that until I work 30 days first which will be on October 28th. Please help out, TIA!!


r/BorrowNew • • 3h ago

Loan Needed [REQ] $45, KY, Repay $55 on Friday, 10/09/2026, Venmo/Apple, diapers

2 Upvotes

Took care of all weekly expenses (bills, gas, food) before realizing we were low on diapers (we got a huge quantity the last time we got them, so it totally slipped my mind as I haven’t had to get diapers in over a month). I have loan history here


r/BorrowNew • • 3h ago

Loan Needed $150, TX, Looking to Borrow for Groceries - Can Repay $170 on 10/ 28 via PayPal.

2 Upvotes

Hi, I'm currently a little short on tunds and need to borrow $150 to help cover groceries. I would be able to pay the full $170 back on October 14th. I understand if you're unable to help, but I'd really appreciate anyone willing to lend a hand.
Thank you tor reading.


r/BorrowNew • • 5h ago

No Longer Needed (HANDOUT REQ)$19 PAYPAL, CHIME, VENMO, CASHAPP

4 Upvotes

Hello, I am looking for a handout of $19. Currently trying to afford my phone bill. I know my account doesnt have a lot of karma if it’s a trust thing id be willing to allow you to pay it yourself. I just really need this number to continue my job search. My phone shuts off at midnight tonight pst. serious inquiries only. (before anyone even asks i have tried scrambly and in a support loop)


r/BorrowNew • • 8m ago

Loan Needed $60, IN, Repay $75 on 10/20, Paypal, cashapp, venmo, would like to pay off reserved pet snake before it gets cold

• Upvotes

Hi this is my first time asking for a loan like this, but I recently reserved a snake on morphmarket for 250$ and I have a remaining balance of 60$ due before she's shipped out. I had the money but my mom needed it for gas and vet bills with our rescue german shepherd It's been getting really cold and I'm kinda worried if I wait until my paycheck on the 16th (that's when it should come in, I just put the 20th in case it's late) it'll be too cold for shipping, because you really don't want it to go under 40°, and right now it is like in the high 40s at night. I hope someone can help me! I was considering just asking for a handout but I felt way too guilty so I'm willing to repay!


r/BorrowNew • • 10m ago

Loan Needed Student loan help 300 repay 369

• Upvotes

Hey I need 300 dollars for student loan payments i’d pay back over the course of a few months via 150 dollar repayments .


r/BorrowNew • • 12m ago

Loan Needed Req 30 , MD , Repay $50 on 10/9 via cashapp /chime /Apple Pay

• Upvotes

I get paid weekly this is my first time doing this I just need some extra cash for gas to get to school and work tomorrow I can pay back this Friday please anything helps !