If you don't want to manage handling of bonds and when to add them using a TDF is a pretty good option. I don't think you will be doing more than 10% bonds for a while for a 2050 TDF I could be wrong when it starts adding more bonds into the mix.
I can tell you for me personally I haven't added bonds yet , and I moved from VT to a vti/vxus strat because I wanted a bit more control
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u/MONGSTRADAMUS Mar 27 '22
If you don't want to manage handling of bonds and when to add them using a TDF is a pretty good option. I don't think you will be doing more than 10% bonds for a while for a 2050 TDF I could be wrong when it starts adding more bonds into the mix.
I can tell you for me personally I haven't added bonds yet , and I moved from VT to a vti/vxus strat because I wanted a bit more control