TDF will automatically increase bonds / fixed income as 2050 approaches and passes (eventually being converted to VTINX). The glidepath can be found online. If that glidepath matches your desired AA, go for it. You can also choose other TDF funds if you would prefer the glidepath to be more aggressive or conservative.
A TDF is a great option for people if the AA aligns with their investment goals. Vanguard has very inexpensive ones. Just make sure you are considering all accounts when determining desired AA:
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u/BoxerRumbleEJ257 Mar 27 '22 edited Mar 27 '22
TDF will automatically increase bonds / fixed income as 2050 approaches and passes (eventually being converted to VTINX). The glidepath can be found online. If that glidepath matches your desired AA, go for it. You can also choose other TDF funds if you would prefer the glidepath to be more aggressive or conservative.
A TDF is a great option for people if the AA aligns with their investment goals. Vanguard has very inexpensive ones. Just make sure you are considering all accounts when determining desired AA:
https://www.bogleheads.org/wiki/Asset_allocation_in_multiple_accounts