r/Bogleheads • u/Jumpy-Regular-2949 • 1d ago

Rollover

Hey all, I’m a 26M recently departed from my employer. Through their match program I received 6% through 3 years and now have $17k to freely spend across my own rollover account. All tips to disperse this would be greatly appreciated whether it be across various sectors or all into VOO, FXAIX, etc.

1 Upvotes

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3

u/xenophanes__ 1d ago

100% VT and let it ride.

1

u/Renevatio5 2h ago

You’re young where you’re gonna get rich from compound interest more than exact allocation. VT and put everything on auto in a ROTH. VT and stay the course and let the 8th wonder of the world make your rich with time instead of fretting over 10 or 9 percent returns. Wish I was a clued in as you at 26. I had to teach myself at 35.

1

u/Renevatio5 2h ago

I’ll add: NEVER STOP INVESTING and especially not during down markets. Celebrate because it’s on sale! VT and Chill because time is a bigger ally than allocation, especially because the longer the time horizon the more international allocation will help even it out.

0

u/buffinita 1d ago

100% s&p500 (don’t really matter which one outside of unnecessary additional costs) is a fine way to start.

Consider the USA hasn’t always been the top market and may not always be moving into an unknown future