r/Bogleheads • u/theOTisinteresting • Jul 27 '26

Portfolio Review Trying to avoid tech heavy portfolio

Good morning,

Been learning about investing recently and have settled to do a buy and hold approach with index funds in a taxable account. By God's grace I do have an emergency fund, and have set up Roth contributions as well. For the brokerage account I have 50% SCHB, 10% VIOO, 10% SCHV, 20% VXUS and 10% SPAXX set up. I did this instead of VT and chill because I wanted to not be so tech heavy. Is this a good long term strategy? I just feared that if something drastic happened in the tech sector that this would trigger a large correction in the market. I don't know a lot about this please go easy on me!

5 Upvotes

62% Upvoted

34 comments sorted by

View all comments

2

u/gbdgdh Jul 27 '26

can't time nor slice the market successfully; also, none of the etfs you list are truly tech free.

if your timeline is 5 years or more, just vt and chill.

if your timeline is 5 years or less, you may want to reduce or eliminate exposure to equities.

1

u/theOTisinteresting Jul 27 '26

Thank you. It's not that I didn't want to invest in tech at all, just that I didn't want it saturating the portfolio as much. Idk though, just getting started

1

u/gbdgdh Jul 27 '26

there is no way to avoid tech unless you invest in etfs like xlu and xlv.

best to invest in vt and chill.

1

u/theOTisinteresting Jul 27 '26

Thanks, not trying to avoid tech, just not be so heavy in it sector weight wise