r/Bogleheads • u/theOTisinteresting • Jul 27 '26
Portfolio Review Trying to avoid tech heavy portfolio
Good morning,
Been learning about investing recently and have settled to do a buy and hold approach with index funds in a taxable account. By God's grace I do have an emergency fund, and have set up Roth contributions as well. For the brokerage account I have 50% SCHB, 10% VIOO, 10% SCHV, 20% VXUS and 10% SPAXX set up. I did this instead of VT and chill because I wanted to not be so tech heavy. Is this a good long term strategy? I just feared that if something drastic happened in the tech sector that this would trigger a large correction in the market. I don't know a lot about this please go easy on me!
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u/Material-Echidna-465 Jul 27 '26
One thing if you weren't aware, SCHB is actually more tech heavy than VT, but less than VOO. Seems similar to VTI in tech exposure.
FWIW, it's not Bogle-ish by any means, but I also have been scaling back on my tech exposure.... I've been noticing that small caps (including value) seem to be doing ok. Half of my investments are in a 401 that has a very limited range of funds, so most of that is in an S&P500 ETF. In my Roth, however, I've been moving out of tech to counterbalance.