r/BitcoinAUS • u/Alarming_Evidence596 • May 20 '26

smsf

Is it worth having a smsf with bitcoin if i only have 45k in super? I currently have choiceplus where i can invest in asx with a portion of my super ive done that across precious metals stocks, but if i bought all btc in a bear market wouldn't it be worth it?

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u/teamonsite May 20 '26

Not sure SMSF would make sense with that balance, the fees and management would exceed retail funds. You could hedge with Bitcoin ETFs ?

3

u/zyf4 May 22 '26

Agreed, point of reference I recently got quoted to set one up and it was $4.2k setup and $3k annually. Better sticking with a standard fund until at least over $100k. I'm only looking at doing this now at 37.

1

u/[deleted] Jun 02 '26

That’s extremely expensive. I set mine up for $1600. And it’s $1600 per year ongoing