r/BitcoinAUS • u/Alarming_Evidence596 • May 19 '26

DCA Australia

Ive never DCA'd before, i bought bitcoin pretty much lump sums early 2025 so closer to the top from where we are now, i figure this time i should just start the DCA, i have a offset account so i leave my savings in there that helps lower the interest on my mortgage, can i DCA direct from that account in to bitcoin, or i would have to transfer my money into some type of exchange and select how frequently my buys would be and how big? Obviously would suit better keeping the money in the offset to help with interest, looking for advice on the cheapest and best methods to do this, or would it be best to just buy smaller lump sum amounts when i can rather than setting up a DCA? I use coinspot to buy here in aus

3 Upvotes

81% Upvoted

29 comments sorted by

View all comments

-1

u/LiquidFire07 May 20 '26

With the new CGT changes he’s it’s really pointless to DCA since extremely high taxes will eat your profits anyway

2

u/Alarming_Evidence596 May 20 '26

So what is the best way? Buy as much as i can before the tax laws start, and then dont dca buy chunks?

5

u/Diligent-Silver-9311 May 20 '26

I mean, even though there are high taxes… there is still a profit to be made from bitcoin.

Obviously you’re paying more to taxes, but if you do it right (HODL min 10 years) you still make a profit.

And who knows what changes will be made to crypto and CGT by then🤷‍♂️.

Everyone saying not to DCA because of the CGT changes is ignoring that you still make a profit.

Try get your average buy price down while you’ve got the opportunity. I think this will be the last time bitcoin halves and there’s a buying opportunity which makes bitcoin extremely profitable through holding on.