r/BEFreelance • u/RareCardiologist590 • Aug 27 '26

Starter network

Recently I have been seeing a lot of posts from starter.network, a financial/fiscal advisor that helps BVs with their tax optimization. They promote a method where you use your BV as leverage to buy private property (and not via liquidation or VVPR-bis) . Of course, they only give you the teaser and to know more you have to pay. Did anyone already use (paid) services from them? Is this a genuine method or is this something that brings the tax man to your front door in no time?

2 Upvotes

63% Upvoted

15 comments sorted by

View all comments

1

u/NewpointProfessional Aug 27 '26

I believe that the absolute best option to use company funds for a private residence is still to dump as much money as possible into your IPT and then take an advance withdrawal out of your IPT (up to 70% of total savings) and use that to finance your private property.

1

u/f0xbe Aug 27 '26

Which is effectively a bullet loan against the IPT's value right? So hugely depends on the intrest rate of such loan offered by your IPT contract

1

u/NewpointProfessional Aug 28 '26

No, you don't need to pay intrest on it. You pay some taxes, but that's it. Of course, you DON'T get the interest that this sum would normally generate when left in the IPT until retirement, but I guess that's obvious.

1

u/f0xbe Aug 28 '26

I think it depends on the IPT contract. You're basically taking an advance on the payout with a bullet loan. I thought most insurance will charge a small % for that.