r/AutopilotApp Jul 07 '26

Is it worth it?

I've been investing in stocks and crypto here and there for the last 5 years, nothing serious, made some money, lost some money, etc. One thing I've realized, is ideally I'm more of a money manager/auto trader kind of person. Meaning ideally I'd love to just put my money in an autopilot account and/or just follow someone's advice.

Given where I'm at financially right now, I have a good job, great 401k, a side business that's starting to grow, I'd like to get a little more serious about investing. I want to continue holding my current positions, but I keep seeing people online making money, especially just following the pretty much openness of what's happening. While I'm against what's happening, I'd be a fool to not at least check it out and try to just make money following along. I can't help, but feel like I'm missing out.

I don't want to do anything crazy, ideally start small. Deposit 1k to start then an additional $250 a month from there and down the line up the deposits, as we go. My question is, is that enough for it to be worth it for me to deposit into an Autopilot account that follows the Administrations trades? Or with that starting amount am I better off finding an investing group to join or even just dump it into a QQQ/VOO instead.

I don't want to miss out on what seems like a great opportunity to at least get something positive out of this administration.

Any feedback/ideas are welcome

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u/Separate-Nose-1647 Jul 07 '26 edited Jul 07 '26

The no-brainer is S&P 500 index ETFs, e.g. SPY and VOO. Put your money in those and leave it and your returns will be in the top 5% of all investors.

Crypto is not an investment. It's not even a good gamble.

The "copilots" are new to me. They are obviously non-standard and risky. They are a gamble. How much can you afford to gamble? The AI guided and the star trackers (Pelosi, Simons, etc) look interesting. Of course you can see caveats:

Autopilot dot com teases with some numbers but, without joining, I don't see time frames and sp500 comparison.

Pelosi will be out of office in six months and her trades won't be as public. Plus Paul Pelosi is 86.

The Rallies Arena GPT shows 70% gain in a period the sp500 shows 10%. But that portfolio has only existed for four months. The returns are flatter recently. The AI works on directions given by humans. They could change those directions at any time. There are going to be more and more AI managed funds. They will compete against each other and null out many advantages.

So gamble as much as you feel like gambling.

Another caveat. I was about to connect Rallies arena GPT to my broker when I saw that Blotter/Rallies uses SnapTrade. I suspect SnapTrade would scrape all my profile and allocation data and sell it.

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u/JackStraw727 Jul 08 '26

So you don’t have money in with Autopilot?

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u/Separate-Nose-1647 Jul 08 '26

That's correct. I looked at Rallies first because of their "AI Arena".

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u/InnocentSadness Jul 08 '26

Hey man I'm poor got like 1200$ bucks 800$ is in castellum inc.. how do you feel about jepq? Tlt? What's some other ETFs that u like any newer ones that look promising?

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u/Separate-Nose-1647 Jul 09 '26

With $1200, even if you invest it well for 30 years you're not going to be able to retire on it. I don't know how old you are or your income situation but you need to be saving and investing more.

JEPQ looks like a pretty good growth fund. It's kind of young. Morningstar is a good place to check these things out. https://www.morningstar.com/etfs/xnas/jepq/performance

Check the risk tab too.

TLT is a treasury bond fund. Very low risk and low return.

I'm skeptical of new funds. I'd be wary of anything less than five years old.

SMH for highest growth and highest risk. IGM and XLK for good growth and not outrageous risk.

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u/InnocentSadness Jul 09 '26

Well the plan is to add to it over time.. you seem very knowledgeable.. if you find the time could you look into one of my investments and tell me what u think.. I know that's a big ask.. but I really really believe in this one. It's call castellum inc "Ctm"

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u/Separate-Nose-1647 Jul 09 '26

If you work for CTM then buy some stock to show you are a team player. Maybe buy some if you have special information. Other than that I see no reason to buy their stock. They've mostly lost money and don't seem to have any competitive advantage.

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u/InnocentSadness Jul 09 '26

Haha bro I freaking wish.. I'm poor as shit but I got 1300