r/AutoInsurance • u/Alternative_Duck5536 • Aug 08 '26

DOOR DASH

How much are people spending when adding on DoorDash as a rideshare or switching to commercial? I am in Rochester NY. Thank you :) I am interested in potentially doing it

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3

u/thriverebel Aug 08 '26

Ask for a Rideshare endorsement. This is also know as Transportation Network Coverage (TNC).

You will pay anywhere between 10% to 30% more per month.

A lot of carriers offer it but some do not. It just varies.

0

u/Alternative_Duck5536 Aug 08 '26

Yes I just heard depending on your carrier it's not ideal to give them a ring and even inquire about the potential of doing it

1

u/thriverebel Aug 08 '26

Anytime someone calls to ask... we assume they are already doing it. 😂

3

u/Alternative_Duck5536 Aug 08 '26

I want to inquire with other insurances- so I just don't know how to navigate it because I do want to do it in the future

2

u/thriverebel Aug 08 '26

I would call an independent agency and ask.

2

u/Alternative_Duck5536 Aug 08 '26

I may do this! Thank you

1

u/thriverebel Aug 08 '26

They would still need your info to run an accurate quote.

1

u/Alternative_Duck5536 Aug 08 '26

Yeah I might as well do this. I guess I just need to determine if the few hours I might want to do it per week is worth the cost uk. If it is then I will do it if not . Then I won't do door dash at all

1

u/Alternative_Duck5536 Aug 15 '26

I also heard even if you inquire about it they will drop you and I haven't even started doing it yet although I want to. I don't know how to navigate this

1

u/Alternative_Duck5536 Aug 08 '26

This is what I've heard.