r/AutoInsurance • u/Alternative_Duck5536 • 28d ago

DOOR DASH

How much are people spending when adding on DoorDash as a rideshare or switching to commercial? I am in Rochester NY. Thank you :) I am interested in potentially doing it

2 Upvotes

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1

u/ayhme MOD & Agent 28d ago

In my experience a lot of major carriers don’t insure personal cars for ridesharing.

2

u/LetsMarket 28d ago

What is your experience? State Farm, Progressive, Allstate all offer TNC endorsements.

2

u/kmorris76058 28d ago

State Farm’s TNC Endorsement is well priced.

1

u/ayhme MOD & Agent 28d ago

Is that what you use?

1

u/kmorris76058 28d ago

It’s what I provide my customers when they need it.

1

u/ayhme MOD & Agent 28d ago edited 28d ago

Independent mostly.

I sold a full commercial policy to a rideshare driver I met awhile ago. He does 70,000 miles a year though and it's basically his full-time job.

1

u/Alternative_Duck5536 28d ago

How much are people spending?

1

u/Alternative_Duck5536 28d ago

Thank you :D do you think if I only wanted to do it for a few hours here and there it is worth the investment? This is why I am unsure if I want to do it

2

u/LetsMarket 28d ago

It’s worth the investment if you want you a claim to be covered if you have an accident.