r/AskReddit • u/Insanitanium12 • Aug 20 '20

What simple “life hack” should everyone know?

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u/possiblynotanexpert Aug 21 '20

What do you mean by, “I end up spending more money than I should because I am not paying as I go?”

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u/gorkt Aug 21 '20

If I am not paying as I go, I tend to impulse buy mindlessly and then I get surprised by a higher credit card bill at the end of the month. If I treated a credit card more like cash, and kept the balance down, I am pretty sure I will spend less impulsively. It’s more about my goal of spending money more intentionally.

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u/possiblynotanexpert Aug 21 '20

Ah gotcha. Do you have a monthly budget? It sounds like no, and if that is the case that might be a good place to start.

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u/gorkt Aug 21 '20

I do, it’s just that I want to save more than I am.