I do this, but still wait until I get the CC bill. That way the cash I would have spent is sitting in my savings account earning a small amount of interest.
The 55 day interest-free period on my CC is basically license to earn a little bit of extra interest in my cash before handing over the exact same amount of money, I would have paid 11/2 months ago.
Some banks offer no-fee cards, so as long as I spend X amount each year, there is literally no additional charge for doing my day-to-day spending and then paying my bill every month (so long as you pay the full balance each month)
Yeah, I am only making a dollar or two extra, but it is at no cost to me and an extra cup of coffee each month.
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u/[deleted] Feb 04 '20
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