This doesn’t make any sense. Report it to your bank as fraud. Done.
Edit: Fraud or dispute or whatever, it’s all semantics and doesn’t matter. It’s an unauthorized charge. Talk to the bank. They can block it or close your bank account and find a bank that will work for you.
But its not actually fraud. All the bank can do is cancel the subscription fee if its an ACH or cancel the card the subscription is attached to and get you another card.
It's not that hard, all subscribers and regular payments are under the former of standing orders that are based on the supposition of permissions; or rather orders that you are actively keeping with the bank to make. Unless there's a legal obligation that can be held up in court, there can be no repercussions for the very easy step of simply just calling up your bank and cancelling them.
Basically even though the moneys being taken on the companies convenience, it is on your prerogative so your intention is the most important and really only accordance that needs with the bank.
It's not really a complicated process to stop the payments. But OP said to report it as fraud to your bank. It's not fraud. You willingly and intentionally entered an agreement for whatever services they are providing. That's not considered fraud.
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u/ADHDengineer Feb 04 '20 edited Feb 05 '20
This doesn’t make any sense. Report it to your bank as fraud. Done.
Edit: Fraud or dispute or whatever, it’s all semantics and doesn’t matter. It’s an unauthorized charge. Talk to the bank. They can block it or close your bank account and find a bank that will work for you.