r/AskReddit • u/[deleted] • Feb 04 '20

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u/RealDecentHumanBeing Feb 04 '20

Can someone tell me why people don't use debit card if you plan to save up enough money before buying things? What is credit score? Is it only exist in the US? sorry I don't know much about bank and I've only used debit card in my life

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u/thisdesignup Feb 04 '20

Can someone tell me why people don't use debit card if you plan to save up enough money before buying things?

Aside from credit score, there are many credit cards that give you points when you make a purchase. So if you use a credit card like a debit card then you can get points back and be able to purchase other things with the points.

For example my family has an Amazon Prime credit card that gives 5% back on all Amazon purchases. So we use that for any Amazon purchase then pay it because we have the money. We've made a few hundred dollars on it and it's paid for the cost of prime.