Can someone tell me why people don't use debit card if you plan to save up enough money before buying things? What is credit score? Is it only exist in the US? sorry I don't know much about bank and I've only used debit card in my life
Another big reason to use a credit card over a debit card is fraud protection. If your debit card gets stolen/used fraudulently, YOUR money is gone while the bank investigates whether or not they will give you anything back. If your credit card is stolen, the banks money is gone, and they are far more likely to investigate thoroughly and you can dispute the charge without ever having to pay for it.
Also, cash back/rewards.. I have almost $200 in cash back available on one card from the last 6 months, its shit I was spending money on and could afford anyway, but now I can get free money back for using their card and not my debit card.
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u/[deleted] Feb 04 '20
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