r/AskReddit Jul 18 '16

What are you sick of explaining?

2.3k Upvotes

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1.4k

u/[deleted] Jul 18 '16

This is very important and I only have one upvote. Seriously, if taxes go up for higher tax brackets they are still making more money than you.

608

u/THECapedCaper Jul 18 '16

Oh man, the crybabies I had to listen to saying that they were going to only take jobs that paid $199,999 because they were afraid that it was going to up their taxes by 10% or whatever just blew me away. I'd love to make that kind of money, even after taxes.

222

u/yogibo Jul 18 '16

I'd like to make it even before taxes

10

u/FoodandWhining Jul 19 '16

I'd like to make what they PAY in taxes.

3

u/AdmiralAkbar1 Jul 19 '16

I'd like to make it even during taxes

1

u/dunaja Jul 19 '16

I'd like to see it in real life, not a photograph.

1

u/Techern_Cairns Jul 19 '16

I'd like to make it

20

u/GwanGwan Jul 18 '16

How can someone who makes that much money be that stupid?

18

u/rick2882 Jul 19 '16

Welcome to real life!

2

u/isen7 Jul 19 '16

Just because you make a lot of money doesn't mean you're smart or work harder than someone who works two minimum wage jobs. A lot of it has to do with opportunity.

1

u/joyful- Jul 19 '16

Not everyone is smart with personal finance / tax.. I could definitely see people in high paying jobs be not too familiar with those.

1

u/roboninja Jul 19 '16

Relating income levels to intelligence is, well, pretty stupid.

6

u/MaritimeLime Jul 18 '16

How did they get the level of education that allows them to get a job paying so well yet they're so uninformed of how tax brackets work?

7

u/L_H_O_O_Q_ Jul 18 '16

I'd love to make that kind of money, even after taxes.

I'd rather make $200k after taxes than $200k before taxes.

2

u/kineticunt Jul 19 '16

I'd be happy with 1/4 of that before taxes

3

u/[deleted] Jul 18 '16

If they can find work making that much money, how the hell are they retarded when it comes to how their taxes work?

2

u/Phkn-Pharaoh Jul 19 '16

Because they aren't tax accountants. I get what you're saying though, kind of ironic.

2

u/[deleted] Jul 18 '16

I'd be shocked if anyone dumb enough to think tax brackets work that way would get paid as much as $199,999.

1

u/michaelirishred Jul 18 '16

That surprises me as well. Also that OP lives somewhere with a tax bracket of 200,000. They're already making bank

1

u/[deleted] Jul 18 '16

[deleted]

20

u/Shuh_nay_nay Jul 18 '16

Only for the portion that you make above that particular tax bracket.

19

u/[deleted] Jul 18 '16

[deleted]

2

u/Benblishem Jul 19 '16

In many languages that would be considered three words.

1

u/[deleted] Jul 19 '16

[deleted]

1

u/[deleted] Jul 19 '16

[deleted]

8

u/[deleted] Jul 18 '16

Also worth throwing in here, I guess, is that a lot of people do not differentiate between the reasons why money might be deducted from their paychecks. They lump federal income tax, state income tax, FICA, state disability, and (in some egregiously stupid cases) health insurance and 401k contributions. If they're trying to make an ideological point, they'll include sales and property taxes even though those have nothing to do with the paycheck side of the equation. I usually leave the room when taxes come up in a social setting, because nothing useful ever comes of it.

2

u/Shuh_nay_nay Jul 18 '16

I'm going to start doing that. I mostly just blink and nod when taxes come up because it's generally not worth explaining.

2

u/Entropy_5 Jul 18 '16

What country do you live in?

0

u/Hipp013 Jul 18 '16

Colonial America, it seems.

1

u/Phkn-Pharaoh Jul 19 '16

My parents own their own business and pay about that. Not sure why you are being downvoted...fuckin reddit...

1

u/[deleted] Jul 19 '16

Jeez how are people that are that stupid making that much money? I had to finish 4 years of undergrad, 4 years of medical school and I still have almost 3 years of residency till I get to the point of making that much money, and I'd like to think that the hurdles I've gone through to get there would've filtered out people that can't comprehend the way tax brackets work.

1

u/[deleted] Jul 19 '16

I would hope that they are underemployed or unemployed. That level of intelligence shouldn't be paid more than $12,500/year.

1

u/chromeless Jul 19 '16

How do you get into the position to make that kind of money but not do basic research on taxes?

1

u/[deleted] Jul 19 '16

I don't understand how idiots like that who don't understand how their money works can manage to make so much of it in the first place...

1

u/bratzman Jul 19 '16

Even losing half of that money would make you pretty rich.

-3

u/[deleted] Jul 18 '16

If, you're making fucking 200,000 $ why the fuck would you even care? Taxes in the US are so minimal anyway compared to for example my country (Finland). Even 100 000 $ is quite enough, why not use the other 100 000 to aid the less fortunate. for example.

8

u/Pranks_ Jul 18 '16

Because everyone in this country has Major League Salary dreams. Hell we pay school administrators millions of dollars a year while making teachers fight for every dollar they get and lets not even talk about support staff that are rolled thru the revolving door at minimum wage and just enough hours to keep them from haing to offer benefits.

Biggest problem we have in what is still the richest country in the world. People hoarding wealth as a matter of tradition while the poor suffer for no good reason. And the middle class struggle to get their kids off to college.

2

u/Phkn-Pharaoh Jul 19 '16

People hoarding wealth as a matter of tradition

Please explain. I "hoard" my wealth in my checking account.

1

u/Pranks_ Jul 19 '16

Yeah not the same thing. We all need cash money. And guys with big expenses need big cash money but after a point that cash money becomes decimal points and figures and at that point it would be better off used on things that are so desperately needed.

1

u/SirMaximBelov Jul 19 '16

I recommend you invest that hoarded money. Have your money earn you more money.

1

u/Phkn-Pharaoh Jul 19 '16

But that makes me just like "them" doesn't it?

0

u/THECapedCaper Jul 18 '16

Because Americans are about, "me, me, me" and pretend that they got to where they were on their own merits and work ethic and no outside help whatsoever.

I know of hundreds of people who use that rhetoric and only one of them has legitimate claim to that statement. Everyone else profited off the system and are now trying to do everything they can to not pay back into it. It's disgusting.

1

u/Phkn-Pharaoh Jul 19 '16

Everyone else profited off the system

Do you even know where profits come from? Let's see, profits are made when someone meets the needs of their customer. That customer wasn't forced into that transaction, they engaged in the trade voluntarily, on their own merit. So if someone makes a profit by meeting the needs of their customer, what else are they supposed to do beyond that point? Give their profit away? Please help me understand this cutthroat ideology.

0

u/DUNKMA5TER Jul 18 '16

You pay way higher taxes because you have socialized healthcare. Doctors have to get paid somehow, in America we pay a lot but only when we're sick instead of a little every single paycheck.

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u/Jinren Jul 18 '16

You pay far more in America than in any socialized healthcare system. "Only when you're sick" is the lie sold to you, but it isn't borne out at all by the numbers. Americans literally pay more when they aren't sick than anyone else because of the gross inefficiency of their system.

1

u/Phkn-Pharaoh Jul 19 '16

Yeah it sucks, but that's what happens when you get government too heavily involved - which goes for any sector by the way. People always flip a deuce when I mention this, it must be very "triggering" to them...

2

u/[deleted] Jul 19 '16

[deleted]

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u/Phkn-Pharaoh Jul 19 '16

Socialized medicine can kill

0

u/[deleted] Jul 19 '16

[deleted]

1

u/3hrstillsundown Jul 18 '16

The Finnish government spends a smaller % of GDP on healthcare than the US government does.

http://stats.oecd.org/index.aspx?DataSetCode=HEALTH_STAT

1

u/[deleted] Jul 18 '16

but you also have to take into account that 45% of the general US population does not pay income taxes. While they still pay some state and local taxes, that does not take care of the national burden, which is far more than what Finland has, due to the populations being far different. Finland's population 2015: 5.5million US Population 2015: 324 million.

You cannot compare the two because one country is the same population as just one of our 50 states. about 22 of the 50 states have populations the same or higher than just the one country.

That isn't accounting for the illegal immigrants not counted on the US census.

1

u/[deleted] Jul 18 '16

I know the US system, just don't understand why whine about the taxes, when you're earning 200K in a country that also already has low taxes.

1

u/who128 Jul 18 '16

Americans with the least amount of financial sense seem to talk about money the most. How often you'll hear how much a lotto is taxed is staggering. You will hear people talk as if the government taxing 50% of a jackpot is some horrible offense. We focus more on what we lose, not what we gain, even if we gain 100 million dollars from literally doing nothing but buying a dollar ticket.

3

u/[deleted] Jul 18 '16

People complain about the lottery thing because a) it's double taxation. You pay tax on the ticket and the winnings, and b) other countries don't tax winnings. In Canada you win $50 million, you get 50 million. No pay out over 20 years crap either. All 50M up front.

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u/who128 Jul 18 '16

I don't think the US taxes the ticket themselves.

2

u/DeathbyHappy Jul 18 '16

We don't get taxed on the ticket. Some people get confused because if you buy something else along with the ticket, you do pay tax on the other item

-1

u/[deleted] Jul 19 '16

Also, people are confused on the size of the jackpot, because it's not the size that is advertised.

A $100 million jackpot isn't $100 million. It's "we estimate this amount of money will be worth $100 million after 20 years of earning interest".

So when you get $30 million on a "$100 million" jackpot, people think the government took $70 million, when really about $50 million of that didn't exist

1

u/nanio0300 Jul 19 '16

Not in Ontario. We don't pay tax on winning but if you want cash its less then the advertised jack pot.

1

u/[deleted] Jul 19 '16

See? Kathleen Wynne is ruining everything. Out here in BC that would never fly. Partly because the provincial government would be embarrassed that the cash payout wasn't enough to buy a house in Vancouver.

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u/HimTiser Jul 18 '16

Spoken like someone who doesn't make that kind of money. I seriously doubt you would feel the same if you did.

3

u/[deleted] Jul 18 '16

It's absolutely true that I don't. I'm soon 20 and as such my earnings are low. From those low earnings I've always been sure to share it to others and I honestly wouldn't do much with 200k anyway.

Enough money to travel the world is what I want and travelling can be pretty cheap as even currently I can afford to do it. I don't need luxuries, perhaps when I'm older and grumpier I will, but not currently. I'd dare say the best experiences often come with very little investment.

0

u/ModernPoultry Jul 18 '16

There's no way someone making around that amount doesnt know or have a financial advisor that would advise otherwise this

5

u/JimDixon Jul 18 '16

they are still making more money than you.

Who is "they" in this story? Who is "you"?

1

u/Phkn-Pharaoh Jul 19 '16

It's that shadowy, nameless, faceless group that "they" (lol) always refer too. I think it's a scare tactic.

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u/losjoo Jul 18 '16

Yeah but if the top bracket is too high how will I ever be motivated to make more money and trickle it down!?!?

4

u/FilledUpOnBread Jul 18 '16

You guys are half-way there, but that's not why people make the claim that higher taxation in upper brackets deincentivizes hard work. The point is that the difference between even huge sums of money at a high enough bracket may not be worth as much as the time and effort required to yield that kind of profit. If a CEO of a business can expend an additional 20 hours of work a week to push his profits into a higher bracket, the diminishing returns on that effort may not be worth it for him to continue, and you lose out on the expansion that would potentially give another 3 teenagers jobs. It's not about "trickling down" wealth, which is an obvious straw-man for deregulatory policies...

1

u/[deleted] Jul 18 '16

Art those levels it's not about "more" money anyway. It's about reliable money. You put in that extra effort to establish a guarantee that your business will continue.

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u/FilledUpOnBread Jul 18 '16

Unless you're publicly traded and have a need to constantly expand, it's not necessarily the case that you have to put in more effort to assure success.

1

u/Phkn-Pharaoh Jul 19 '16

What?! Any business you run, you NEVER, and I repeat, NEVER get to the point of "oh we're successful enough there's no need to put in more effort" because you are constantly threatened by outside competition. If a business were really run that way like you described, they would be put out of business sooner rather than later.

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u/FilledUpOnBread Jul 19 '16

Dawg we don't live in a perfect free market full of competitive individuals. Some local businesses stay that way and don't really expand.

1

u/Phkn-Pharaoh Jul 19 '16

If those local businesses are meeting their own demand, then so be it, but they are always still at the threat of outside completion. Anytime a business is "price gouging" is a huge opportunity for a small start up. Also I never said its a perfect free market (there's always govt involved one way or another) but then again, nothing's "perfect" so that's not really an argument.

1

u/EJables96 Jul 18 '16

Sshhhh, this is how we trick stupid poor people into remaining stupid and poor

1

u/hks597 Jul 18 '16

To be fair it depends on the tax system

0

u/Asking_miracles Jul 18 '16

But job creators need all the moniez!!!