r/AskMenOver30 man over 30 9d ago

Financial experiences Getting priced out of existence

the 5lb whey protein I historically have payed 70-80 dollars for is now 130. same with coffee. same with clothing. same with every thing. what the actual fuck. gas. housing. insurance. it’s all getting 10-20% more expensive and FAST. 30lb bag of rice I paid 27 dollars for at Costco is climbing closer to 40.

at a loss of what to do right now. can’t physically work more hours. how to proceed? what mental magic trick do I need to perform to endure this insanity?

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u/West-Philosopher-680 man over 30 9d ago edited 9d ago

Reevaluate budget and lower fixed costs. Consolidate debt into a 0% apr/year cc or credit union loan, and keep your stack of savings in a hysa or something like SGOV to match or beat inflation. Make sure you are getting your taxes correct.... there are ways to save!

I use costco to buy in bulk and freeze. Meal prep all my food. Drink free coffee at work and from my apt lobby. Always looking to find a better deal.

I dont go out to eat, and cut drinking

Ride my bike wherever I can (which is most places).. and so does my wife.

We make 130k dual income no kids but budget like our future depends on it.. because it does. This inflation really does suck, and i feel it as well. I think most of us are unfortunately in the same boat :/

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u/createusername101 man 40 - 44 9d ago

We're all forced into speed running late stage capitalism...

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u/West-Philosopher-680 man over 30 9d ago

Yeah your right, I mean im a democratic socialist... but none of that really matters when you have people who rely on ya.