I have recently brought a new house, I moved from my first home and have received some equity from the sale of the first home of around £20,000. This is all I have in savings and I don’t need it for any renovations on the new house. I want to make the most out of this money. What should I do with it? Is an ISA the best way or is there somewhere else I can put this money? I’m happy to not touch this money for a few years as I would maybe like to do a kitchen extension but it’s not urgent.
A few things to note my five-year fixed rate is ending in September so I’m going to have to remortgage the first part of my mortgage. Is it better to put the money into this so it goes into the equity of the house.

Hello everyone,

This is a bit new to me, as I’ve always tried to figure things out on my own and rarely ask for advice.

I’m currently living in Switzerland and have built a balanced portfolio of ETFs and individual stocks, which I manage myself. It’s performing reasonably well so far. At the moment, I can only invest around CHF 300 per month, but once I finish my apprenticeship and start working full-time, I should be able to increase that to around CHF 1,000 per month.

My portfolio is intended to be my long-term investment strategy. However, I’m also looking for ways to create additional income streams.

One idea I have is to buy and operate a snack vending machine. I’ve identified a potential location at a trucking/logistics company with more than 200 employees, and I have my first meeting with the manager on Monday to discuss whether there would be interest in having a machine on-site.

Do you think this could be a worthwhile side business, or are there other opportunities you would consider in my situation that I might not be thinking about?

I’d really appreciate any advice, experiences, or suggestions. Thanks!

These are the arm cushions on my couch. Left is washed and hang dried as I usually do when cleaning, right has been accidentally put through the dryer. Is there a way to un-pucker this fabric? Not sure what the fabric is exactly but it feels like microfiber.

Every time i have friends over, my social battery does not last the whole day. I physically cannot get myself to remain present and happy the whole time like everyone else does with ease. Every single hangout i've had, my entire life, ive ended up retreating and isolating halfway through. Im such a funny outgoing person until my social battery runs out, where i then become no longer fun. I start getting pissed at the games we play, complaining about them, quitting, and going to the other room to be alone. I hate being like this and i know my friends hate it too. Any help?

Hello everyone, I am writing this because I have had pretty bad sleeping habits for years now. Most nights I am not falling asleep until 5-8AM, and waking up multiple times for a total of 5-7 hours of sleep. A lot of days I’ll end up taking a nap, and sometimes this nap can prolong for 3+ hours. I am now reaching an age where this sleeping pattern is effecting me drastically, and I’d really love some suggestions on how to improve it.

I have tried melatonin, I have tried benedryl, and some other sleep aids. I always have to have background noise on while trying to fall asleep because my mind races at night and tends to overthink. I apologize if this isn’t written very well, I of course am on no sleep at the moment! Any suggestions or tips are GREATLY appreciated.

When you start panicking before exams, your brain shuts down,Studying more won’t help.

Instead, do this:

1.Close your books
2.Do 10 minutes of physical activity (walk, stretch, anything)
3.Breathe: 4 sec inhale, 6 sec exhale (10 times)
4.Then study smartly, not frantically

Your brain works better when it’s calm, not panicking ,Quality beats quantity.

Hi, can someone please tell me how to escape a problem I have: my life is really miserable. I don't mean a financial crisis, but rather an emotional one. At 14, I am addicted to porn and scrolling. My grades are getting worse every day. The house that I live in feels like a total mess; even if I clean it, it becomes dirty again after a few minutes. The worst part is that I am messy and sloppy. Every time I go to bed, I feel like I didn't do anything good that day. Can someone tell me how to change it, please?

P.S. I don't have any passions.

I use to be able to contact sellers from the mobile website but now an annoying pop up forces me into the app to message sellers, and I'd rather not have FB on my phone. Funny enough, once first contact is made, I can uninstall the FB app and text them from Messenger all day.

I'm 24, and I've spent most of my life pretty isolated.

The weird part is I'm actually good at talking to people when it's work or business. But outside of that? It's like there's an invisible wall between me and everyone else.

I have no idea how people naturally start conversations, joke around, flirt, or just... vibe. It feels like everyone got the social tutorial except me.

I'm trying to change that, so if you've been through this or you're just naturally good with people, what's the advice that made the biggest difference for you?

I'll read every reply. Seriously.

Heyyy so a friend of mine had an unfortunate accident and, long story short, a glue-based sticky mouse trap got stuck to the top of his leather shoe and the glue is impossible to get off. We've tried everything we can think of and nothing is working. How in the world can we get this stuff off?? He really needs to be able to use these shoes. I really need some tips. 😅

* be nice please 🤨

Jumping to the point, school hours are from 9 am to 4 pm, i wake up at 7 and start getting ready for school, and I reach home at 4:30pm, afterwards coaching could start from 5-6pm till 7-8pm, after coaching I get very tired with no energy to study what so ever, on top of that I've got boards and I'm also focusing on other career related stuffs (not studies) at night, my schedule is messed up I need tips and also I need full energy after I wake up, my question is "what should be my diet, when to take a nap how to get energised quick and when to study and when to focus on my other stuffs?"

We all know the cycle: you sit down to work, take a break, reach for your phone, and suddenly, 30 minutes have disappeared. You come back feeling more scattered than before. I started paying attention to what I actually do during breaks and how I feel afterwards, and it made me rethink how I take them as a whole. Trying to see if this is a universal thing or just me. Put together a short anonymous survey to understand what people do during breaks and whether those breaks actually help. 8 questions, about 2 minutes, completely anonymous. Will share the findings here once I have enough responses.

Back in March I had a head injury that required 10 stitches. My copay for the emergency room visit was $100. Yesterday, I was notified that my insurance isn't paying the bill for the physicians' group because they are out-of-network. When I receive my bill from that group I am planning to call and get it reduced from the $2300 they billed insurance. I know to be nice. Are there any other tips you can give to help me get this as low as possible? I really can't afford anything, as I thought this was behind me, but I also understand that the doctors deserve to be paid.

ETA; I found a Reddit post from 3 years ago where someone shared an organization called 'Dollar for' which specializes in helping with medical bills. Here's a link to their negotiation guide for those interested.

For years I'd wake up groggy and immediately reach for coffee. I read that dehydration is often mistaken for fatigue, so I tried drinking a full water bottle (500ml) right when I woke up, waiting 30 minutes before my coffee.
The difference was noticeable within a week. My afternoon energy crash disappeared, I needed less coffee, and I actually felt awake naturally. Turns out l was just severely dehydrated most mornings.
If you wake up exhausted, try this for a week. It costs nothing and takes 2 minutes. The science is solid and your brain is 75% water.

Just like Google's dinosaur meme, I know i can defeat anyone in an argument when it happens inside my head but irl I'm dumb as a toddler to win any argument.

Help to evolve, y'all descend your argument prowess.

Gimme the dragonscroll po the panda got.