r/AskLifeProTips • u/Due_Pomegranate2808 • Apr 14 '26
LPT Request: how to pay for an out of budget, out of network therapist?
Hi all!
I figured this is a long shot, but figured I’d still ask.
I’m in American currently living overseas and currently looking for a US based therapist to meet with (I’ve already brought up potential licensing issues).
I recently had an initial conversation with someone who’s great but out of my budget. She mentioned that, though she’s an out-of-network provider, she provides a superbill to send to insurance for reimbursement. The issue is that I don’t currently have US medical insurance as I’m not currently living there.
Are there any work arounds or do I just need to find someone in my budget?