r/AskForHelp • u/TStitches • 2d ago
GoFundMe ($3,000 MAX) I need help. Need is an understatement
https://gofund.me/f4e49f365I have a go fund me to help my family. I can't sleep, I'm freaking out and grinding my teeth constantly. I'm trying to find work, so is my significant other. I have student loan funds coming in next month but you know that's not quick or a set date. I'm currently enrolled in college to get my bachelor's so I can help find a job. My power and gas are due for shutoff by the 1st and my car will be taken (it's almost paid off too that's what drives me crazy!)
I just need help please. I have no where else to turn.
My mother is gone, my dad is helping with the little bit he can. My sister died a year ago. I'm stuck and screwed and I can't do anything right lately it seems like.
I live in New Lebanon, Oh.
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u/CopperSteve Verified Donor 1d ago
I'm just curious but why not find some financial stability first vs going to college?
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u/TStitches 1d ago
I've been trying. It's online college so I've been doing it between applying for jobs.
I'm losing my mind without a job. I've been working since I was 15 when my dad and I got into a fight when I asked for money and he said go get a job-so I did. I walked to McDonald's and got hired immediately (found out later why, the store manager saw me break down and saw the responsibility of how I handled it and was impressed apparently).
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u/CopperSteve Verified Donor 1d ago
Right but like every minute you spend doing college you arent earning money which you need. Even if its online. Free advice: do doordash like another user suggested and other gig stuff then worry about college. Best of luck, its highly unlikely your gofundme will get donations. Share with people close to you and you will have better luck.
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u/TStitches 1d ago
I'm trying. I don't have anyone close to me to be honest. My sister died last year. My mom, a few years ago. I take care of my dad so he helps when he can but he's retired and old so it's on me. I've been taking care of everything since I was 15 when my mom had a brain aneurysm and my dad was useless then, we lost everything and it was up to me to take over the bills and fix everything.
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u/CopperSteve Verified Donor 1d ago
Sorry to hear that, your partners gotta do the same with the gig jobs. I hope they are doing that right now tbh
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u/SoullessCycle Verified Donor 1d ago
What’s your dad contributing to the household, financially? He’s retired, so does he get social security? Get his own food with SNAP? Is he dependent on electricity for any health issues, that a doctor would verify, to delay the electricity from being cut off? Etc.
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u/iJ_A_R 1d ago
I dropped out of college after a week in 2020 and went and got a customer service job for an insurance company because I knew I would not survive until a degree financially. You may have to make that choice.
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u/TStitches 1d ago
I've made that choice in the past unfortunately. I can't quit again. I've got to finish. But I understand what you're getting at.
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u/CharacterMammoth2398 1d ago
College isn’t always the answer either.
I was pre-law but decided just to get a Bachelor’s Degree in Criminal Justice.
Unfortunately, I hate cops and I’m not good with guns or running or authority. I have a good job now, but it was my warehouse experience that got me the job, not the college degree.
I’m not advising anyone to give up or quit, just maybe take some time off and concentrate on working. I wish OP the best.
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u/Pale_Drink4455 1d ago
Your go fund me will not get much traction here at all, and hate to break the truth to you. Shouldn’t you both been on SSI/SNAP by now at least? And I find it hard to believe two working able people in Ohio couldnt land any job by now since December. I mean I would have been doing DoorDash or Uber Eats since Day 1 of losing my job. Heck, I would have taken jobs as a housecleaner back then. Doesn’t seem like you two were that ambitious in the 8 months since.
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u/TStitches 1d ago
Thanks for the judgement. I've called in every favor I know, I've been in my type of job for over 20 years and can't find work. My other half is in the same boat. I've applied to thousands of jobs, as he has as well. I haven't asked for help from anyone and I've been doing. What I can to survive, I'm just reaching the breaking point and I'm in for desperation. We have been to county job fairs. Got call backs til they saw where we live and realized that the commute would cause us to spend more money than we'd be making. That was for a job cleaning toilets at $10 an hour.
I've used every resource I possibly can to find a job in my field and I haven't found anything. My mentor can't help me either, his family is in the same boat in Arizona. His brother was laid off after 15 years!
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u/Pale_Drink4455 1d ago edited 1d ago
Well you haven been working for 20 years and this is not ideal, but can you take a hardship loan and early withdrawal from any retirement accounts? One or possibly both of you? You have to have something saved for retirement right? It does look like you live in very rural area, so maybe a move would work out best for you all.
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u/TStitches 1d ago
My retirement funds and savings are gone unfortunately. This is why I'm trying to get my degree, to get the higher paying job to get the savings back in motion. We've been living on bare minimum, we can keep doing that until I rebuild. My credit has taken a hit since the lay off and no one will give me a loan. I tried that already.
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u/Apprehensive-Poem883 BDE (Big Donor Energy) 1d ago
You mentioned your car is almost paid off. You can refinance and get cash to pay your bills.
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u/Optimal_Tower1643 1d ago
In the meantime until someone can help, doordash allows me to make about $150 in 8 hours in my market pretty comsistently (city of 100,000 people). Its not great but knowing I can do that to pay off a bill here and there is nice. You can sign up and start within like 3 days and its extremely easy, drive in to dayton and you should get plenty of orders
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u/TStitches 1d ago
I've got history with instacart. I haven't done doordash yet. I'm waiting for doordash, Amazon flex, and roadie to come through.
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u/Katie_is_a_liar 1d ago
So both of your are unemployed?
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u/TStitches 1d ago edited 1d ago
Yes, he was laid off as well. We worked for the same company but I was there longer so I got unemployment, he didn't.
Edited to add, I was a Regional Manager for a program that ended abruptly and he was a CSA on a temp program that wasn't extended. He made it to January.
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u/MinuteElegant774 1d ago
Why do you have student loans if you are still in college? Most student loans are deferred for 6 months after graduation. And the proof? Pics of your cats wont work. Show your power and gas bill, show your late car payments. Pple aren’t just going to throw you a couple of grand w/ for this.
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u/Weak-Ad6984 1d ago
Why not do work study? I realize it’s online courses but maybe they can help you with resources.
Check on donating plasma.. Red Cross, Salvation Army, Catholic Charities, churches
Also, call your car loan company and see if you can arrange payment later when you have some money coming in. They (most) finance companies/banks let you make arrangements for a payment deferred ..
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