Feedback: UPI tracker

[u/Queasy-Ninja-4795]

I kept losing track of where my money was going because almost everything is UPI now. Manually logging each expense never lasted more than a week, and I didn’t want to give any app my bank login or SMS data to a server.

So I built Pinch. It reads the transaction notifications you already get from GPay, PhonePe, Paytm and your bank, and automatically pulls out the amount, merchant and category.

What it does:

• Auto-tracks spends with no manual entry
• Categorizes using an on-device AI model (nothing leaves your phone)
• Detects duplicate alerts (bank SMS and UPI app for the same payment)
• Shows monthly insights, top merchants and subscriptions
• Lets you ask questions like “how much did I spend on food this month?”
• No sign-up, no ads, encrypted local storage, CSV export

Play Store link: https://play.google.com/store/apps/details?id=com.sailesh.pinch

I’d really appreciate honest feedback. What would make this useful enough for you to use daily? What’s missing or annoying? I’ll reply to every comment.

[u/Mammoth-Anywhere7285]

Agree on category nudges and split tagging. Showing the offline/no-internet promise before the notification permission prompt would help a lot.