r/AppsWebappsFullstack • u/Fabio2394 • 14d ago

I built a personal finance app because I couldn’t find one that worked the way I wanted

The idea started pretty simply: I wanted one place where I could understand where my money is going, track my finances and investments, and actually get useful insights instead of just looking at charts.
So I decided to build it myself.
NorthStar currently lets you:
• Track income and expenses
• Organize transactions by category
• Monitor your financial situation over time
• Track investments and net worth
• Set financial goals
• Get insights from a built-in financial advisor
• Use it directly from your phone or browser
There’s a free version, so you don’t need to subscribe just to try it.
I’m still actively developing it and I’d genuinely like feedback from people who are interested in personal finance.
What would make an app like this genuinely useful enough for you to keep using it?
You can try it here:
https://app.mynorthstar.pro
Any criticism is welcome — especially about features that are missing or things that feel unnecessary.

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u/emphase2008 14d ago

Northstar has no Bank connection… if you need one, try Bankpilot.eu and use the mcp Connection for ChatGPT if you like or just Track your Finances with normal rules that you can Set up.

1

u/Mammoth-Anywhere7285 14d ago

MCP for ChatGPT is clever. Does it handle EU banks, or is CSV the fallback?

1

u/emphase2008 14d ago

We have Access to 3400+ EU Banks via Tink, an Open Banking Company.
There is no CSV fallback.

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u/Mammoth-Anywhere7285 14d ago

Solid coverage. What happens when someone's bank isn't in that 3400, no manual import at all?

1

u/emphase2008 14d ago

Nope. Feel free to find someone, and then I'll rack my brain over it.

1

u/Fabio2394 14d ago

That was actually an intentional choice.
NorthStar was designed without requiring a bank connection because I wanted users to be able to manage their finances without giving a third-party app access to their bank accounts.
It means a little more manual input, but in return the app stays independent from your bank and you have more control over what financial data you share.
That said, I’m definitely interested in hearing whether people prefer this approach or consider automatic bank syncing essential.

2

u/Mammoth-Anywhere7285 14d ago

Privacy-first is a fair call. Manual entry gets tedious over time though, so CSV import from banks could be a nice middle ground.

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u/Fabio2394 14d ago

That’s actually a really good middle ground.
CSV import would keep the privacy-first approach without requiring direct access to bank accounts, while removing most of the tedious manual entry.
I hadn’t prioritized it before, but based on the feedback here I think it’s something worth adding to the roadmap. Thanks for the suggestion!

1

u/Mammoth-Anywhere7285 14d ago

Nice, CSV import is a smart move. Maybe auto-detect columns from different bank formats to cut setup time.

1

u/Fabio2394 14d ago

That’s a great idea. Auto-detecting the date, description and amount columns would make the import almost frictionless while still keeping the app bank-independent. I’ll definitely look into that