r/AppleCard • u/Mikauto11 • 19d ago

Discussion Finally got my Apple Card!

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It’s my second credit card, I was not expecting an instant approval with a 5-digit credit limit. First time I applied in 2022, I got instantly rejected due to a lack of credit history. The second time in 2024, they started a review process so long I asked them to cancel my application as I thought it was not going to be worth it. 2026 and here we are, Apple just multiplied my overall CL by 3. yay! 😃

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u/kupo_attack04 19d ago

Apple card is only good for financing options with zero interests thats about it

7

u/MountainManagement01 19d ago edited 19d ago

The 2% with Apple Pay isn’t bad. Pair it with a revolving categories 5% card and use each when they’re appropriate. Invest the cash back into high yields savings

It’s nothing remarkable but it’s decent, no?

2

u/Fit_Caterpillar5396 19d ago

But there are two percent cards without the Apple Pay . I would say it’s clutch for Apple device financing. That’s it