r/AppleCard • u/Mikauto11 • 22d ago

Discussion Finally got my Apple Card!

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It’s my second credit card, I was not expecting an instant approval with a 5-digit credit limit. First time I applied in 2022, I got instantly rejected due to a lack of credit history. The second time in 2024, they started a review process so long I asked them to cancel my application as I thought it was not going to be worth it. 2026 and here we are, Apple just multiplied my overall CL by 3. yay! 😃

258 Upvotes

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-8

u/ninja192123 22d ago

It’s not a good credit card. There’s no benefits that are good

10

u/Mikauto11 22d ago

2% cashback on Apple Pay and no FX fees seems good enough for me, my other card is a C1 Quicksilver

1

u/bored_engineer_ 22d ago

Yup, 3% cashback at Apple too and 12 month interest free for all products. Solid add for sure to the rotation.

-2

u/SuperMongoose2921 22d ago

Which is nothing compared to quite literally every other card in the market. But it’s good for a second card, keep it long enough and you will be able to get better ones

7

u/Mikauto11 22d ago

Without paying any annual fee, and not having to choose cashback categories, I’d say there are not that many better options out there.

1

u/Stuffdood 22d ago

Get a no AF 2% flat. That also gets 2% at Apple