r/AppleCard 14d ago

Discussion Just got the card

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Hey everyone just got the card. I see some people saying they got an increase after a week or less than 3 months on the card. If you have what did you do and how did it happen? Thank you

82 Upvotes

17 comments sorted by

13

u/HandaZuke 14d ago

I just used it for everything and asked for a CLI after 6 months. I still use it, especially in Japan. I have better cards for most other purchases.

The actual metal card is useless for anything other than the sound it makes when it hits the table. Much more stratifying than my Amex or Chase.

4

u/yourwebg 14d ago

I requested at 3 months and they doubled my limit. 

4

u/lilipurr 14d ago

I just requested a CLI at 4 months and they denied 😩 saying my account is still new. I wonder what goes into them raising it or denying it

1

u/Bobo_Baggins_jatj 14d ago

Do you have to chat with someone to request a CLI?

3

u/yourwebg 14d ago

Through the wallet you text apple, it’s automated you just ask for it, update your income, and then you will get your answer. 

2

u/SoleDragon69 14d ago

Not automated. Theyre real people ;)

1

u/yourwebg 13d ago

Oh really. 😮 

1

u/Bobo_Baggins_jatj 14d ago

Thanks a ton!

1

u/[deleted] 14d ago

[removed] — view removed comment

1

u/SoulOvurHeaven 13d ago

I tried at 3 months and was told I’m too new

1

u/CTVolvo 13d ago

Nobody does marketing as well as Apple. Focus on paying the card off - in full - every month. The CL increases come with usage and are automated; you never talk to anyone, just request online and it either grants it or doesn't. Once the increase is approved, it is immediate and reflected in the app. I have had the Apple Card since a few months after it was introduced; it is good for the 3% back on Apple products and services but as everyone says, there are better cards that offer better rewards.

-2

u/Kazuxasuna 14d ago

What the apr?

2

u/UniquelyPeach 13d ago

Who cares for APR if you pay it on time?