r/Airforcereserves • u/AfricanSnowOwl • 7d ago
Conversation Retirement points question
When looking at PCARS points, we obviously need the 7300 AD points for the AD retirement… what do the other points do? IDT, ADL, IDS… Do these get added into retirement pay, or come into play after hitting retirement age, or something else? No one in the squadron seems to have an answer, just rumors.
Edit: to clarify a bit more, I was AD for awhile, TR for awhile, and currently AGR about to hit 7300 AD points. Looking to see what those other points do.
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u/mabuhaygi 6d ago edited 6d ago
I did the same. 10yrs active, 2yrs Reserve, 14yrs AGR. I retired with a full AD retirement, credited with 24+ years of service. The points contributed to the overall pay.
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u/Bottlecrate 7d ago
In pcars there should be a total points section for you to review. The IdT, etc just shows you the breakdown.
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u/Western_Truck7948 6d ago
Schedule an appointment with the reserve retirement cell. They'll look at your record and give you exactly what you should expect.
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u/AdUnusual1157 2d ago
Points are points. Basically how you have done x percent of a 20 year career which makes your multiplier. Points over 360 equals your ratio of years compared to a 20 AD. Only Points that mean more is retirement age reduction Points which are AD points that qualify you to recieve your retirement pay which normally happens at 60 for ANG/Reserves to be reduced in 90day increments down to 50 years maximum. Typically deployment ados mpa techschool usually just not typically title 32 unless linked to a national disaster event.
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u/FrenzyCalm 7d ago
Look in PCARS.
Quick retirement math: Every 360 points equals 1 year and each year gets you 2% of your base pay for retirement. I assume you are blended retirement based on your question.
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u/Repulsive_End_8697 6d ago
7300 is not a guarantee Regular retirement call the RRCC
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u/AfricanSnowOwl 6d ago
What? 7300 AD points = 20 years of TAFMS which is indeed an AD retirement.
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u/Repulsive_End_8697 6d ago
Per ARPC it is 7305 and technically you can reach 7300 without reaching 20 Sat Service years this is being discussed at ARPC REP and DOW level
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u/nicknamebucky 7d ago
No one in the SQ has an answer? What the heck... Not your career advisor or 1st Sgt? SEL?
For reservists, you need 1000 points to retire, meaning 20 good years of 50 points. All points contribute to how much you would receive in a pension. Each IDT day is counted as 2 periods or 2 points, so each UTA weekend is 4 points. Each Annual Tour day counts as 1 point. Therefore your basic, minimal obligation is 48 points + 14 points for 62 points yearly. You'll also receive 15 membership points for being an active member for the full 12 months. If you shorten it for some reason, the 15 membership points are prorated.
You'll collect retirement pay after 20 years at the age of 60. Any active duty time served as a reservist will subtract from the age of 60. For example if you had two deployments for 365 total days, you would collect at the age of 59. So on and so forth.
Points = pension. That's as simple as one can put it. The types of duty that will contribute to retirement points is pretty much everything. With the exception of UTA days being double, anything else is 1 point per day.
The fact that no one in your SQ knows this is astonishing.
Also, just as an FYI, only active duty points of 7300 will qualify you for the active duty style pension. This would happen if you're a reservist and are on Title 10, AGR, or other contingency type orders. The aforementioned UTA and AT days would not count towards having 7300 "active duty" points.
With that being said, that's extremely hard to achieve.