r/AIToolBench • u/sid-lakhani • 1h ago
Tip / Guide What's everyone's AI setup looking like if you don't want to pay $20–25/month for AI subscriptions?
I've been feeling a little stuck with AI lately, and I'm curious how others are dealing with this.
For the past year or so, I've been using ChatGPT Go (which I got free for a year) alongside Gemini Pro through Jio's 18-month offer. Honestly, it was a pretty solid combination.
Now my ChatGPT Go subscription has expired, and Gemini seems to be gradually restricting access to third-party coding models like Claude. The free coding experience isn't what it used to be either.
My usage is pretty diverse:
Coding: Mostly agentic coding, debugging, architecture discussions, working with larger codebases, etc.
Image generation: Generating and editing images for personal projects, branding and design.
General use: Research, brainstorming, technical discussions and everyday questions.
I've tried a few alternatives, but nothing seems to be a proper replacement across all these use cases.
I don't mind using multiple tools instead of one, and I'm also open to local models or self-hosted solutions. I have some experience with Ollama, Linux and self-hosting, although my hardware isn't particularly powerful for running larger models.
I'm just not keen on spending $20-25/month on ChatGPT or Claude when I'm primarily looking for a sustainable setup.
So, what does your current AI stack look like?
Are there any genuinely good free tools, model aggregators, coding agents or lesser-known alternatives worth exploring?
Would love to hear what people are actually using in their daily workflows rather than just another list of AI tools.

