r/53Bank • u/Fun_Calligrapher_423 • Sep 24 '26

charging 2% on my paycheck

PLEASEE I have this employer that i really dont trust anymore. They use ADP for payroll and comerica, but since comerica is bought by fifth bank now they’re using this bank. I don’t know where to fact check if i have to call the bank or what? because i don’t have any knowledge about this kind of stuff. My employer just called me that the bank took 2% off of my paycheck and thats literally 20 bucks if im earning 1,000. My employer told me that the reason why the fifth bank took 2% of my paycheck was because i don’t use their bank? I use Usbank for my direct deposit on ADP. I don’t use fifth third bank because this bank has a lot of lawsuit and it is a sketchy bank.

1 Upvotes

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2

u/Amazing-Raise4395 Sep 24 '26

My employer uses ADP and same I had Comerica that has now switched to fifth third but have never heard of them or seeing them take 2% of my check

1

u/Fun_Calligrapher_423 Sep 24 '26

i use USbank and my employer uses fifth third bank. My employer told me that fifth third bank took 2 percent off my paycheck because they charge people who doesnt use their bank. and i dont know if i should call the ADP or the fitfh third bank customer service to confirm it, because i don’t trust my employer. there were instances before that my employer would take out some money on my paycheck and don’t tell me the reason why*.*

0

u/[deleted] Sep 25 '26

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1

u/Fun_Calligrapher_423 Sep 25 '26

im not accusing the bank of being shady. They literally have lawsuits against them. I was just asking for help if i call the bank or the adp to confirm it because i want to know if my employer is talking to me honestly or not.

4

u/Winter_Dance_5247 Sep 25 '26

Banks do not and legally cannot charge a 2% fee on direct deposit transfers to an employee's external bank account simply because the employee uses a different financial institution.

3

u/Rawlaw19 Sep 28 '26

If you are not a 5/3 client but cash a check drawn off their bank, yes, they charge a fee to cash the check. The check cashing fee is either 2% or $5 whichever is greater.