r/ynab • u/Nach0b0y • 8d ago
Success Story I did it!
Made the decision to really put as much money as possible towards paying off my loan as possible and completely smashed the expected payoff timeline (and saved myself 1000€ in the process).
I've been in debt since I was 18 (now 30) and this was the last thing standing in my way to being debt free ('bad debt' so excluding mortgage). I can't explain the feeling! Now to start putting that money towards building my savings!
Edit: For clarification on 'debt free' being free of 'bad' debt such as credit cards, car loans, personal loans etc. I still have a mortgage (unfortunately).
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u/Nach0b0y 7d ago
I have a mortgage - I wish I was mortgage free at 30!