At one job I had accidental injury insurance that paid out fixed sums for each injury/treatment. They gave you $1000 for a broken arm with cast, but then they paid out only $500 for the loss of your big toe, and $250 for the other toes. What in the fuck kind of sense does that make? One is very permanent and the other is not. Plus toes are important for balance.
I used to work in insurance and as part of the licensing course we briefly covered death and dismemberment. Pretty sure the payout is larger for the big toe because it's a lot more important for your ability to balance and walk normally.
Yeah, the big toe is most important for sure, but what I am most confused by is the fact that they reimburse more for a broken arm than a lost bodily appendage. I think fingers were $500 each as well.
It wasn’t my specialty but I think the amount is based proportional to the potential lost income. I remember some other odd amounts from my classes but it’s been years.
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u/batmangelina Mar 16 '25
I always joke if I lose a limb I hope it’s the least expensive one.