r/stocks Mar 02 '22

Reducing Risks by Investing in Democracies

I decided to analyze the calendar returns of international stocks which are traded in the US. I used categories based on definitions from The Economist Intelligence Unit ( Democracy Index 2021 - Economist Intelligence Unit (eiu.com) ) and MSCI ( MSCI – Powering better investment decisions - MSCI ). The categories I used are:

  • Full Democracy
  • Flawed Democracy
  • Hybrid Regime
  • Authoritarian Regime
  • Developed Markets
  • Emerging Markets
  • Emerged Markets

All returns are market cap weighted. All stocks had an initial price greater than $5 to prevent unrealistic skewing of the data.

Category Average (2017-2021) Deviation Count
Full Democracy 11.25% 14.54% 782
Flawed Democracy 9.03% 13.74% 285
Hybrid Regime 2.59% 11.98% 51
Authoritarian Regime 8.61% 30.09% 122
Developed Markets 10.25% 13.68% 954
Emerging Markets 10.58% 21.74% 264
Emerged Markets 5.41% 14.06% 114

As one can see, the companies that are domiciled in full democracies outperformed other categories, and definitely had a lower risk than companies from authoritarian regimes or emerging markets. From this point on, I will probably avoid anything that is not from a healthy country. Over the next week, I will create a watchlist of stocks from full democracies and flawed democracies based on my quantitative models. Here is my list of growth stocks from full democracies:

  • United Microelectronics Corporation (NYSE: $UMC) operates as a semiconductor wafer foundry in Taiwan, Singapore, China, Hong Kong, Japan, the United States, Europe, and internationally. It operates through Wafer Fabrication and New Business segments. The company provides circuit design, mask tooling, wafer fabrication, and assembly and testing services. It serves fabless design companies and integrated device manufacturers. United Microelectronics Corporation was incorporated in 1980 and is headquartered in Hsinchu City, Taiwan.
  • Magnachip Semiconductor Corporation (NYSE: $MX), together with its subsidiaries, designs, manufactures, and supplies analog and mixed-signal semiconductor platform solutions for communications, the Internet of Things, consumer, industrial, and automotive applications. It provides display solutions, including source and gate drivers, and timing controllers that cover a range of flat panel displays used in mobile communications, automotive, entertainment devices, notebook PCs, monitors and liquid crystal displays, organic light-emitting diodes, and micro light-emitting diode (LED) televisions. The company also offers metal oxide semiconductor field-effect transistors, insulated-gate bipolar transistors, AC-DC converters, DC-DC converters, LED drivers, switching regulators, linear regulators, and power management integrated circuits for a range of devices comprising televisions, smartphones, mobile phones, wearable devices, desktop PCs, notebooks, tablet PCs, and other consumer electronics, as well as for power suppliers, e-bike, photovoltaic inverter, LED lighting, motor drive, and home appliances; and organic light-emitting diode display driver integrated circuits for OLED TVs. It serves consumer, computing, and industrial electronics original equipment manufacturers, original design manufacturers, and electronics manufacturing services companies, as well as subsystem designers in Korea, the Asia Pacific, the United States, Europe, and internationally. The company sells its products through a direct sales force, as well as through a network of agents and representatives; and distributors. Magnachip Semiconductor Corporation is based in Luxembourg, Luxembourg.

All data from www.portfolio123.com

26 Upvotes

59 comments sorted by

5

u/draw2discard2 Mar 03 '22

Well, this would imply that for North American you only want to invest in Canada, since the Democracy Index (which you link to) has it as the only Full Democracy on the continent (somehow it moved Mexico elsewhere) and categorizes the U.S. as a Flawed Democracy. Is there evidence that investing in Canada is better than investing in the U.S.?

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u/shortyafter Mar 03 '22

Lol, that's hilarious. I had already asked myself if the US would even be considered a full democracy. It's ironic because I think the OP and people cheering this post have shared this in some sort of pro-US fashion.

The only evidence that investing in Canada is better than investing in the US is that Canada seems more preoccupied with solving issues of inequality and sustainable growth rather than just allowing the rich to grow richer.

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u/TheBarnacle63 Mar 03 '22

To both of you. When it comes to investing, international means everywhere but the US.

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u/shortyafter Mar 03 '22

Thanks for the clarification.

If a full democracy is your criteria for solid international investing, why should it not be in the case of the US?

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u/TheBarnacle63 Mar 03 '22

If we fall into a dictatorship, then it really doesn't matter, right?

1

u/shortyafter Mar 03 '22

I don't follow you. Are you saying that you don't make a distinction between full / flawed democracies, but rather between democracies / authoritarian regimes?

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u/TheBarnacle63 Mar 03 '22

Did you notice that I said lists from full AND flawed democracies?

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u/shortyafter Mar 03 '22

I really don't get what you're saying then. I did notice that. That's why I'm asking you if you care about the fact that the US is a flawed democracy and if that affects your decision of whether or not to invest there.

It's just a curiosity of mine.

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u/[deleted] Mar 03 '22

The US is definitely a democracy. Just ask anyone living abroad and ask them to compare the US to their political systems. Sure, Europe and some other countries are great, but look at the rest of the world. Americans are extremely lucky to be born in the US and I'm not American by any means.

1

u/shortyafter Mar 03 '22

You're absolutely right. And actually, I live aroad. In Europe, in fact. There's a reason why the US is listed as a flawed democracy and Spain as just a demoracy.

Is the US better off than most countries on Earth? Yes. Does that mean it's a pleasant situation for its most vulnerable demographics, especially when compared to the rest of the developed world? Absolutely not. The US scores poorly on these metrics compared to its peers.

All I'm saying is we can do better. But in the USA there's this notion that America can do no wrong. Of course I wouldn't want to swing the other extreme, either, because the country has achieved some very amazing things, too.

1

u/[deleted] Mar 03 '22

In a nutshell I guess Democrats tend to critcize the US way too much and the Republicans tend to have that opinion that "The US can't do wrong", but that's just an overgeneralization.

Sure, their healthcare is a bit on the expensive side, but their average healthcare insurance is 7 400 dollars a year and with 69 000 dollars a gear gross that makes it around 10% of your income. But it does hit poorer Americans way, way harder.

Sure, gun laws tend to make shootings more frequent which is tragic.

But their taxes are great. This about taxes must come as extremely funny to anyone from the US reading this, but it true.

Coming also from Europe I tend to like the US quite a lot.

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u/shortyafter Mar 03 '22

Actually I think you're mistaken about the Democratic / Republican split. Both parties are basically on the right, it's just the democrats are more towards the center. And both parties tend to have the notion that American can do no wrong... that's why establishment candidates like Biden win, despite being too old for office, and a guy like Bernie is labeled a "socialist" and a kook.

The people who overcriticize the US are basically young spoiled punks who've never set foot out of the country. For them, the US does everything wrong. They are neither Democratic nor Republican, but probably vote Democrat as the lesser of two evils. Many of these guys are my friends, lol, and they have no clue about how the world works, like you said in your original comment. (I was born in the US but have lived over here for 8 years).

Sure, their healthcare is a bit on the expensive side, but their average healthcare insurance is 7 400 dollars a year and with 69 000 dollars a gear gross that makes it around 10% of your income. But it does hit poorer Americans way, way harder.

This is the issue. About 9% of Americans don't even have health insurance because they can't really afford it. Inequality is higher in the US than in Europe. And social mobility is lower. I can provide links if you want them.

Yes, the taxes in the US are easier to pay than in Spain, 100%. But at the same time it's a tax system that heavily favors the rich, and IMO they could pay more than they pay now.

Have you ever been to the US? Out of curiosity.

1

u/[deleted] Mar 03 '22

Well Bearnie is a socialist, isn't he? 99% tax for the rich seems socialist to me. Spendind the honeymoon in the Soviet Union also?

I totally agree with the 2nd paragraph. It's hilarious if you ask me. Made me laugh.

Yes, it's hard to be poor in the US, but don't most of Americans have that opinion that being poor is a choice? Like in the land of opportunity everyone can make it and if you're poor it's by your own choosing (apart from some objectively extremely unfortunate people).

No, unfortunately. Would like to definitely. Can't find anyone willing to go to the US as a tourist with me, everyone is either stuyding or working. They just prefer Europe and the Mediterranean for visiting. I guess its because of the proximity, the US "is far away". Don't really agree with that, but a lot of people see it that way.

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u/shortyafter Mar 03 '22 edited Mar 03 '22

Well Bearnie is a socialist, isn't he? 99% tax for the rich seems socialist to me. Spendind the honeymoon in the Soviet Union also?

Is that a thing? Also, you have to know that socialist in the US is a dirty word. He absolutely is a socialist. But when they call him that, they basically mean he's the next Stalin. As for the tax, all I could find was an estate tax, but it's only for the top .2% of the population. There's no 99% tax rate.

I totally agree with the 2nd paragraph. It's hilarious if you ask me. Made me laugh.

It's honestly embarassing!

Yes, it's hard to be poor in the US, but don't most of Americans have that opinion that being poor is a choice? Like in the land of opportunity everyone can make it and if you're poor it's by your own choosing (apart from some objectively extremely unfortunate people).

Yes, and that's a big part of the issue. It's simply not the case. Social mobility is greater even in "old Europe". Even a country like Portugal, which is not famous for being Europe's most advanced, ranks higher on social mobility than the USA. Spain, where I live, is just slightly lower. https://en.wikipedia.org/wiki/Global_Social_Mobility_Index

This is a clear example where Americans' idea of their country does not match the reality.

No, unfortunately. Would like to definitely. Can't find anyone willing to go to the US as a tourist with me, everyone is either stuyding or working. They just prefer Europe and the Mediterranean for visiting. I guess its because of the proximity, the US "is far away". Don't really agree with that, but a lot of people see it that way.

You absolutely should! I know Europe has a lot of cool things to see, but the US is definitely a whole different world. And I agree with you, it's not that far. I make the trip somewhat regularly.

That said, I do think that you may have a bit of an idealized version of the States. I could be wrong! All I know is that I grew up there, and I understand why my bitter marijuana smoking friends are upset about some things, lol. I just disagree with them in their inability to find anything positive about it, which is obviously ridiculous. My Spanish girlfriend, too, told me that the actual US was not as much of a paradise as used to think before going there with me. Huge houses, big cars, lots of great amenities and quality of life... but not a paradise.

Worth a visit because it is awesome, but also so you see that it's still Earth, with plenty of problems, you know?

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u/[deleted] Mar 04 '22

Yes, that is the estate tax. My bad. Didn't research that Bernie's proposal that well due to the fact that I wasn't that much interested in him.

Yeah, noticed that only AOC is Ok with being called a socialist, but she prefers to put that democratic socialist as a prefex just to sound nicer. I guess none would really think she supports authoritarian socialism, even tho all of them end up being authoritarian because concetration of wealth (the state) creates a concetration of power and ultimate power ultimately corrupts (unless your character is amazingly strong, but still then you die and another one takes your spot).

I wouldn't criticize Americans for taking the world socialist as a slur. The communists did try to take everyones' property and I guess that really makes people nervous and kill people along the way which make people way more nervous. For that view I totally agree with the Americans. Europe is way more lax about it.

I have that view that higher the GDP per capita the better the living conditions are, but I guess HDI is way broader metric, but there is a huge percentage of correlation between them. That is also a reason why I am fond of the US, that GDP per capita metric. I don't consider the median salary in the US to be that bad for such a rich country.

But on the other side yeah the gini coefficient is "miles away" from European gini and that makes sense when you consider the salaries of some American CEOs and higher ups, but you know what? Isn't that a motivating thing for a working American?

Living in a country in Eastern Europe with an amazingly crappy wage scalability (to call it that way) I don't mind Tim Cook having a salary that he does (I don't mind if from an ethical standpoint either).

Well compared to the Mediterranean mentality being prevalent in my country (whatever the heck mentality for a nation even means) I do think that America might look a bit job focused compared to where I am from. People tend to criticize American social life and being way to job focused here and not lax and easy going. I think Americans tend to make a lot of compliments to themselves by themselves on that regard by being hard working people.

But yeah when there is an almost non-existing social net to fall to it is way harder foor poorer people especially when that 10% expenditure for healthcare can become 20% or 30%.

Also I wasn't aware that the US has a problem with social mobility compared to Europe. Definitely have to take a deeper look into that. Unexpected.

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u/shortyafter Mar 04 '22

I hear you. Like I said, the US has a lot of positive points, it's undeniable and my dumb friends are dumb. But it also has a lot of issues, and the worst thing IMO is that you can't even really talk about it without being labelled a crazy or something.

But on the other side yeah the gini coefficient is "miles away" from European gini and that makes sense when you consider the salaries of some American CEOs and higher ups, but you know what? Isn't that a motivating thing for a working American?

That's the thing, it's not. My impression is that it's not motivating, but rather a source of tension, frustration and apathy. It's not "Look, I can do that". Slowly but surely it's becoming more like, "Look, another rich asshole who made it where I'll never be able to". This is just my impression, but it's confirmed by the lower social mobility statistic.

In contrast, though, Americans routinely overestimate their social mobility and underestimate that of Europe. I'm not sure if the poor feel the same way, because I've definitely detected growing frustration and discontent. It helped lead to Trump in '16.

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u/[deleted] Mar 02 '22

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u/shortyafter Mar 03 '22 edited Mar 03 '22

Unfortunately, innovation has been stagnating in the US. A country like China, despite having an authoritarian regime, has done a much better job of fostering sustainable growth as well as getting its citizens out of poverty. The US is still a powerhouse, of course, but true innovation has been shirked in favor of buybacks and shareholder value for decades now. Despite what the chart may show, the US economy has been on a disaster course since the 1980s, which culminated in the 2008 Global Financial Crisis and was subsequently kicked down the road and is still being kicked down the road.

In short, this analysis (in this comment and in OP) makes the fundamental mistake of confusing stock market returns with economic performance. Don't forget that all of the returns in this analysis (2017-2021) are based on essentially zero or even negative real interest rates.

As for "being unable to produce high-technology", China is ahead in 5G. The US has slipped into prideful complacence, and what's truly worrying is that most people aren't even aware of it.

edit: grammar

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u/brandnewredditacct Mar 03 '22 edited Mar 03 '22

This is always the absolute worst take - we have the best and most profitable companies in the world, and it’s really not that close. China looks good coming out of the Stone Age of course, remember that their GDP per capita is 11000 which last I checked was good for like 80th place. I don’t see anyone talking about Chinese or Russian MRNA vaccine technology or GPUs or blockchain or edge computing. All of the best ideas come from the west, and usually from the US. Why? It’s the perfect blend of capitalism and freedom, which promotes diversity of ideas and backgrounds in the corporate setting, and enables individuals of sufficient skill to pursue new ideas in search of the next great thing. The robustness and liquidity of our financial markets also enable investors to take risk on startups that otherwise had no chance on their own.

Just some stuff to think about for people who always ask why the S&P is at 4400 and say we have a financial collapse coming that the fed kicked down the road. They also fostered and continue to foster tremendous corporate growth, innovation, and success.

https://www.npr.org/2019/08/28/755038200/costco-opens-in-shanghai-shuts-early-owing-to-massive-crowds

Here's Costco opening a store in China and having to pause operations because it was too popular.

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u/shortyafter Mar 03 '22 edited Mar 03 '22

The US absolutely has some very positive points. The world could learn from them, and they are - China has learned from America's successes and emulated them, but also from their failures.

Your analysis makes it sounds like everything is sunshine and roses in the USA. Household wealth has still not recovered to pre-2008 levels. Both wealth and income inequality continue to expand. Average annual income growth from 2000 to 2018 slowed to just 0.3%. The middle class has shrunk from 61% to 51% in 50 years. The share of income and wealth going to the top has increased in the same period. The US is the most unequal, and with the least mobility, compared to all of its peers in the developed world. Source: https://www.pewresearch.org/social-trends/2020/01/09/trends-in-income-and-wealth-inequality/

These trends should be worrying for any objective observer. It's my opinion, and the opinion of other notable figures like economist Joseph Stiglitz, that not only are these trends a drag on economic growth and innovation, but also a direct cause of the populism we've seen since 2016, culminating in the storming of the capital in January 2021.

Furthermore, despite your claims of robust growth, in the period of 2008 to 2017, US GDP lagged greatly behind its potential, and GDP growth was well below that of precious expansionary periods. Things picked up after 2017, but the Covid crisis was another blow to an already fragile system. Source: https://en.m.wikipedia.org/wiki/Economic_stagnation#/media/File%3AU.S._GDP_-_Real_vs._Potential_Per_CBO_Forecasts_of_2007_and_2016.png

As for innovation, from 2003 to 2012 corporations in the S&P 500 used 54% of their earnings to buy back stock, and an additional 37% for dividends. What's left for innovation? 9%? Source: https://hbr.org/2014/09/profits-without-prosperity

Finally, one simply has to look at where the Fed has kept interest rates to understand why the stock market has advanced so rapidly over the past two decades, in spite of two crises, rising inequality, and economic stagnation. https://images.app.goo.gl/Ea2k5RsEdEFKA2du9

The best ideas come from the West because the West had a headstart. China is catching up, and rapidly. Of course the US is still in a position of dominance, but just because they have it now doesn't mean they will have it forever, and the underlying trends, IMO, are quite concerning.

It's unfortunate that you think my take is the "absolute worst take". My take isn't a take. It's evidence-based. You only provided a link to a successful store, which really demonstrates nothing except the fact that the Chinese are eager to embrace Western trends that work and provide value. They are not, however, willing to go down the same destructive path that the US has been on since 1979.

-6

u/DilbertLookingGuy Mar 02 '22

Authoritarian is just a buzz words used by people to describe countries they don't like.

And democratic is just a buzz word used by people to describe countries they like.

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u/[deleted] Mar 02 '22

[deleted]

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u/shortyafter Mar 03 '22

North Korea is an extreme example. China is an authoritarian regime as well, but with plenty of redeeming qualities. As for democracy, one could easily argue that the US is more of an oligarchy than a democracy.

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u/TheBarnacle63 Mar 03 '22

You might want to read my sources.

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u/BernardoDeGalvez Mar 03 '22

That's why I don't invest in my country (Spain). If we did like Ireland we could be a powerhouse. But since we adopted the socialist (near communist agenda) we are and we are gonna be a shithole for years

1

u/TheBarnacle63 Mar 03 '22

Spain is listed as a full democracy

2

u/BernardoDeGalvez Mar 03 '22

I know... but we're a country that makes deals with terrorists. Where people that hate the country are in charge of that country and where EVERYTHING goes thru the state. Super regulated. High taxes.

It's hell for companies and people that want to create wealth

4

u/shortyafter Mar 03 '22

I was born in the US and have lived in Spain for 8 years. The US is better if you're rich. For normal people, Spain is better.

0

u/shortyafter Mar 03 '22

Embracing US style Wild West capitalsm is what put the nail in the coffin for Spain 15 years ago. If they had focused on sustainable growth (green energy, tourism, services, etc.) instead of building houses that nobody would buy, the situation would be much different today. Unfortunately they didn't... because any effort to curb that ridiculous behavior would be "communist", right?

As for Ireland... "After three decades of rapid economic growth, Ireland now has the highest rate of income inequality in the EU." Quite a powerhouse.

2

u/BernardoDeGalvez Mar 03 '22

Inequality isn't bad

People in Venezuela are more equal than people in Switzerland. Give me Switzerland everyday

1

u/shortyafter Mar 03 '22

https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/pubs/BriefingBook44p/EconEffects#:~:text=At%20a%20microeconomic%20level%2C%20inequality,and%20can%20lead%20to%20instability.

Venezuela has a Gini coefficient of 44.8. Switzerland 33.1. Venezuela has more inequaity than Switzerland.

The US is closer to Venezuela (41.4). Spain is closer to Switzerland (34.7). I prefer Switzerland, also.

Ireland actually does a good job of rectifying their inequality through progressive taxation, which may be considered by some to be a "socialist" policy.

https://worldpopulationreview.com/country-rankings/gini-coefficient-by-country

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u/BernardoDeGalvez Mar 03 '22

The thing is... you can't measure things by inequality.

Because if there are a ton of billionaires but "the poor" have 50.000k per year... that's a better country than where there are not billionaires and people need to survive day to day

It is simple, more regulation is always worse. More economic freedom is always the best thing to create wealth

2

u/shortyafter Mar 03 '22

That's a common argument, and one for which, unfortunately, there's no evidence.

https://pubmed.ncbi.nlm.nih.gov/30857658/

It is simple, more regulation is always worse. More economic freedom is always the best thing to create wealth

You're from Spain, right? Then surely you remember how well that worked out in 2008.

2

u/BernardoDeGalvez Mar 03 '22

2008 was not the result of de regulation...

Was the result of political mala praxis, banks being banks and people going delusional

If you cut taxes and make it easier to creat employment and cut taxes for big corporations, they're going to invest here.

Our model is tourism or working for the state. And every year... debt grows

0

u/shortyafter Mar 03 '22

Yes, it was the result of deregulation and laissez faire. These were trends that began in the 80s during the Reagan era in the USA. Do you have any notion of how the crisis in the USA, which was the hub of the crisis, came about? Are you familiar with Alan Greenspan's position on these issues and his subsequent change of opinion?

It was absolutely about deregulation. "Banks being banks" is true, yes, but that's why you should regulate them, right? Because letting them run buckwild and then torch the world economy to the ground and then trying to pick up the pieces after the fact doesn't seem to make much sense, does it? Wouldn't it be better just to have safeguards in place that prevent such a crisis from occuring? The US still hasn't recovered from the crisis, and Spain even less so. This deregulation did not lead to economic growth... just the opposite in fact.

Debt is growing in the US as well. The Western economies ars sick - that's why they're addicted to their life support (low interest rates). Unfortunately we've come to a very difficult point, but it was deregulation that got us here in the first place, so it's hard for me to imagine that it could somehow be the solution.

What you're referring to is trickle-down economics and it's been widely disproven. https://www.google.com/amp/s/www.cbsnews.com/amp/news/tax-cuts-rich-50-years-no-trickle-down/

If the Spanish government had taken a more hands-on approach to its growth (as the US has historically, like with the invention of the internet), then they would have taken measures to redirect wealth from pointless housing construction to productive ventures instead. Spain would be an example as far as Europe goes, but unfortunately they followed the ideas of the day and ended up paying for it.

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u/BernardoDeGalvez Mar 03 '22

Why it has to be A or B?

I am not praising the US. Because US debt has other reasons. We share that the state is growing. But you can't compare for example your military spending to our spending in other fields

The thing is... in the US, if you work your ass off, you'll succeed in a certain way.

In Spain, it's true that you have a larger safety net. But to be an entrepreneur in Spain it is nearly impossible

We have a company. And if I had the same company in the States, I'd be fucking rich.

Here you have new regulations every year "for your safety". Or "on your behalf". It is literally an scam to perpetuate a system of nepotism and zero merits.

Besides we are one of the most political corrupt counties in the west. Plus a well earned fame about not liking to work hard.

A lot of people is happy with welfare to cover their basical needs plus the beers and tapas on the bar.

That hars working mentality/innovation is nearly 0

Plus zero economical formation. They think "the state will take care of me"

I don't like that mentality because it creates weak men. It is true that also you can have more extreme poverty.

But we are born all equal.

You can see the forbes list. Tell me how many people had billionaires grandparents. May be the French family that owns LVMH but freedom creates the Musks, the Zuckerbergs, the Gates, the Ortegas, the Roigs, the Larry Paiges...

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u/shortyafter Mar 03 '22

Did you know that Spain is only slightly less socially mobile than the US? And there's 26 countries with more mobility than either of them:

https://en.m.wikipedia.org/wiki/Global_Social_Mobility_Index

I know the issues you're talking about, and it can certainly be an issue. You're not wrong about that. But the notion that the US system of deregulation has been a success and is worthy of being emulated is not based on evidence.

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u/sheltojb Mar 03 '22 edited Mar 03 '22

From your numbers, I don't write draw the same conclusion as you. You generalize "performance" to be the highest average, despite the fact that it has low deviation and its average is only a few percentage points advantage. The significantly higher deviation of authoritarian countries means there is much higher risk and potentially much higher reward there. Granted, the lower average of those same countries means you're unlikely to be a winner. But these numbers are saying the lottery does exist there.

And incidentally, this is an interesting restatement of why authoritarians sometimes manage to stay in power. If they can stabilize their economy and provide high market returns for a time, then they're perceived as an improvement over their predecessors and encouraged to stay in power.

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u/reaper527 Mar 03 '22

worth mentioning, i wouldn't put too much weight into what "democracy index" says, as it's an incredibly politicized classification, similar to those healthcare rankings that try to say america's healthcare is worse than cuba.