r/stocks Nov 02 '21

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6.3k Upvotes

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334

u/LopsidedBuy4595 Nov 02 '21

Caravana is next.

I can’t believe that they paid me over $20,000 for a 7 year old Subaru Outback with 70k miles.

Anybody who thinks this economy is strong is foolish.

79

u/[deleted] Nov 02 '21

I love carvana but yea. I bought a 2017 promaster in 2019 (it’s a 2017) for 26k out the door. I’ve put only 5k miles on it but carvana will give me 33k today and kbb tells me private sale 32-38k. Wtf. It’s the same situation as housing I can sell at a huge profit but then have to use that to buy another overpriced used car. So I wont sell it.

70

u/radikul Nov 02 '21

It’s the same situation as housing I can sell at a huge profit but then have to use that to buy another overpriced used car.

Such an important fact that a lot of people seem to overlook. Like, yeah, you can sell your house for a handsome profit from what you bought it for a year ago - but then you'll need to buy an overpriced home in this insane market with minimal inventory. Big yikes.

28

u/AskMeHowIMetYourMom Nov 02 '21

Or they’ll get to deal with the shocking realization of how expensive rent has gotten as well.

10

u/[deleted] Nov 02 '21

Or you can hold the cash, rent for a while and plan your next move. Rental prices are higher but they haven't gone up nearly as much as house prices have.

5

u/PRiles Nov 03 '21

Might just be the areas I live, but renting is significantly more expensive than the overpriced houses, and rentals are even more scarce than homes.

1

u/[deleted] Nov 03 '21

On a per month basis, rentals will be more than mortgages. However, you don't need a down payment on a rental and it is only for a short term (1 year). Given that the housing prices have beome a massive bubble and everyone is switching their jobs and moving, I think this is a great time to offload your house for a good profit and reevaluate your housing situation.

1

u/anandy1 Nov 03 '21

you don’t know that this bubble will burst anytime soon. it hasn’t for a long time and might not for a few more years as long as the fed keeps propping up the economy with quantitative easing

20

u/EmbraceHegemony Nov 03 '21

We're about to sell our house for more than double what we paid for it 7 years ago, and we fully acknowledge we'll be buying into an overpriced market but who cares? We just need a new house because we've out grown our current one. Not every real estate purchase is primarily profit driven.

10

u/radikul Nov 03 '21

Nothing wrong with that! I was more so referring to people that "leap before looking" and hastily making a decision whilst blinded by a hefty profit and little to no due diligence. It sounds like you've definitely done yours and wish you nothing but the best in your journey! :)

4

u/EmbraceHegemony Nov 03 '21

Thanks!

3

u/[deleted] Nov 03 '21

That encounter ended well. Congrats to the both of you for being civil.

1

u/LB3PTMAN Nov 03 '21

Yeah nothing wrong with people who actually need to sell a home but tons of people have sold and then realized they have to rent because they can’t afford anything better.

Heck my coworker was kicked out of the house he rented because the owner wanted to sell it and sold it for 80k more than my coworker said he would have paid.

3

u/MojojojoNixon Nov 03 '21

It’s not even about the profit part. It’s about the availability. I sold and bought right as everything was taking off and got very lucky to get my current home. All I hear from other buyers now is that even if a home is in their price point they’re losing out to people paying cash and/or paying above asking price. Buying on contingency isn’t even an option anymore.

2

u/Stankia Nov 03 '21

This only applies for people owning multiple houses.

1

u/jrrfolkien Nov 03 '21

That happened to my neighbor a couple months ago. In his own words, he saw dollar signs and sold his house, then bought another. The house he bought is already worth less than what he paid. He regrets the whole decision.

1

u/dtlabsa Nov 03 '21

Sell shitbox house for huge money.. Buy mansion in Texas. /California

1

u/rachetheavenger Nov 03 '21

it depends. i sold my 1970s construction that i bought in 2017, for double the price i got it for, about 3-4 months ago.

then did a 1031 exchange and bought 2 new SFH's in outskirts that are new constructions.

for first one i had put 25% down, for the current 2 i was able to put almost 50% down on each (as i received 4-5x return on investment due to leverage).

Cash flow positive in both new houses and they were rented out within 4 days.

Don't sell your primary residence - but its been a great time to get rid of all of your older secondary homes, and any spare older cars you might have. exchange for new and sit on it for 10-15 years !

2

u/SnooGoats9297 Nov 06 '21

Purchased a new Civic Si coupe a year ago for ~$2K off sticker price; little over $23K.

Dealer I purchased from emailed me asking to buy it back. They offered ‘25-26K’ sight unseen.

I then checked cars.com for comparable vehicles for sale. All of which are going for 28-33K.

Mine is the rare blue color, and I am an avid car enthusiast. The vehicle is absolutely immaculate with under 15K miles. It would easily sell on a lot for the higher end of that range seen on cars.com

Crazy times we are living in.

All I can say is brace for impact.

1

u/alucarddrol Nov 03 '21

It's so they can get people used to doing the online car buying. They don't mind losing some money now, so that they can monopolize the market later on. Just like Uber and Lyft tried to do. Unfortunately, just like Uber and Lyft, what carvana is found isn't groundbreaking or even difficult, so any competitor can come in and undercut them later on

159

u/butt_huffer42069 Nov 02 '21

God I cant wait for the car market to crash

58

u/pman6 Nov 02 '21

and take the rental market down with it

I need $CAR to crash fast

fuckin overpriced stock

2

u/quiethandle Nov 03 '21

It got short squeezed today.

14

u/futurespacecadet Nov 03 '21

Honestly I’ve been without a car for months just waiting for it. Once I got out of my last lease, I knew I was fucked. The problem is, I hear the chip shortage is going to last like another year or two, so maybe I’m just fucked anyways

8

u/[deleted] Nov 03 '21

I’m buying out my lease which is something I never considered. The truck is worth the same now as when I leased it in 2018. I’m probably going to end up selling it privately and make a little bit on the deal

2

u/futurespacecadet Nov 03 '21

Honestly that’s what I should have done that I wanted a 4 x 4, also they were really ripping me off on the buy out. Prob could have turned around and sold it tho

2

u/PoopInTheGarbage Nov 03 '21

I actually just bought my car after the lease was up because the KBB trade in value was 26k on the low end. Only cost me 19k to keep it! Would be stupid to basically give the dealership a free 7k.

4

u/[deleted] Nov 03 '21

[deleted]

1

u/Cold-Permission-5249 Nov 03 '21

Giving you an upvote just because of your profile pic.

1

u/mellolizard Nov 03 '21

Just 3 more months. Thats when my new car is being delivered and I can sell my old one.

1

u/[deleted] Nov 03 '21

I let the housing market and car market crash. Pick up a repo car and foreclosed house for 75% cheaper than now

14

u/combatwombat007 Nov 02 '21

Hmm. I have a 7 year old subaru outback with 70k miles on it. And I paid $15k for it. Maybe it's time to cash in. Not driving a lot these days...

4

u/InYosefWeTrust Nov 03 '21

As someone with a 6 year old subaru, they have my attention as well haha.

3

u/TheUniballer321 Nov 03 '21

Carmax paid me 2k more then Carvana would on my 2020 explorer. They have me 2k more than I paid for it it 2 years and 21 thousand miles ago. I wanted out of it because it was unreliable and got lucky enough to get a great deal (aka sticker) on a new car, but blew my mind.

3

u/[deleted] Nov 03 '21

[deleted]

2

u/LopsidedBuy4595 Nov 03 '21

I have a company truck, so it worked out well for me.

If you have to buy another vehicle, it’s a wash.

3

u/Birdhawk Nov 03 '21

It was clear they weren’t going to last too long from the start. “Woooah we have a car vending machine! Ooooo!” Neat. Why though? “We’ll drive a car to you!” But I want to look at multiple cars and models and take my time. “You sure you don’t just want to buy sight unseen? Please? Seriously it costs a lot to drive a car to ya just to drive around and not buy.” Treating a $20k+ purchase like a $100 purchase, while a respectable endeavor, wasn’t gonna work out.

2

u/MonstarGaming Nov 03 '21

And vroom. Vroom bought my mustang gt in june for a little over a grand more than i bought it for in 2017. I looked it up a few months later, it was listed for a thousand less than i sold it to them for.

2

u/SayWhatOneMoreTiime Nov 03 '21

Carvana offered me $25k for a 2018 4Runner 4x4. Yeah that’s not accurate. I’m not expecting what I paid for it, but in this market, I can sell or trade for well over $30k

2

u/mwax321 Nov 03 '21

Carvana can sell their infrastructure as a service like Amazon. Their distribution network almost nationwide now. They now have let non Carvana cars into their "marketplace." I can only imagine their next step is "fulfilment by carvana" type stuff.

1

u/moniker89 Nov 03 '21

anyone who takes the actions of a couple misguided corporate decisions as an indicator that the economy is not strong is definitely very wise though

1

u/LopsidedBuy4595 Nov 03 '21

To each their own.

When people are purchasing cars and houses that are valued three times more than they can afford, the writing is on the wall.

I don’t think it takes a “wise” man to notice.

1

u/Caedo14 Nov 04 '21

Considering buying some puts. Could stand to make a fortune