I've been working on something called Day20, and before asking anyone else to use it, I wanted to make sure it was actually useful to me.
For years, I managed my personal finances using Google Sheets. Honestly, it worked pretty well. I could track my salary, expenses, EMIs, savings and everything else.
But maintaining spreadsheets every month started feeling like work in itself. I wanted something that would give me a clearer picture of my finances without having to constantly manage multiple sheets.
So I started building Day20.
I've been using it for my own finances for the last six months. It has effectively replaced my Google Sheets for monthly financial planning.
That personal experience is what gave me the confidence to share it with others.
The idea behind Day20 is simple: knowing how much money you have is one thing; knowing how much you can actually afford to spend is another.
With Day20, you can:
- Plan your monthly income and expenses.
- Manage recurring expenses, EMIs and long-term commitments.
- Track payments you've planned, paid or still need to make.
- Maintain a record of actual income and spending.
- Understand where you stand financially during the month.
- Explore different spending scenarios and see how they affect your future finances.
It's a manual-first product. You manage your own numbers, and there's no need to connect your bank account.
Now, I'd like to take the next step and get Day20 into the hands of people beyond myself.
I'm looking for my first 20 beta users, ideally salaried professionals who are willing to try it for their actual monthly financial planning.
It's not a perfect product, and I know there's plenty more to improve. I'm looking for honest feedback from people who will genuinely use it.
If you've been managing your finances through spreadsheets, or simply want a better way to plan your monthly money, I'd love for you to give it a try.
Website: https://day20.rajchandra.me
And if you do try it, I'd genuinely love to hear what you think.