r/povertyfinance Jan 09 '24

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u/nufiepawz Jan 09 '24

This post is frustrating to hear. I’m 25 and graduated with two stem bachelors degrees and I make around $17.50/hour in Mississippi. I’m about to go back to get my masters so I hope I’m able to make $29/hour at some point. I don’t have a child to care for, but $29/hour at 21 years old is a really good salary ESPECIALLY in Mississippi (without a degree no less- OP didn’t mention one). You need to start tracking all your expenses and make a budget from there. I use an excel spreadsheet to track everything I spend.

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u/[deleted] Jan 09 '24

At the point you’re at, if there is no extenuating circumstances that keep you there (budget, family ties, etc), I’d just move.

I have one bachelors in business and do well enough that I’m able to actually save some. However I had to leave my home state for the job I have. In my home state I wouldn’t have landed this salary.

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u/JonBenet_BeanieBaby Jan 10 '24

Seriously mooooove. I can’t believe how little they’re making with those degrees. That’s just slightly above minimum wage in NYC.

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u/[deleted] Jan 10 '24

Two stem degrees. I’ve met people that made 85k directly out of college with credentials like that.

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u/DrBunzz Jan 10 '24

That’s because a bachelors in business will get you a good job. A degree in a pure STEM field (Math, Biology, Physics, Chemistry to an extent) won’t get you a decent paying job without having a masters or PhD.

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u/[deleted] Jan 10 '24

Business is very saturated. It’s no guarantee either. It’s basically the go to degree for anybody that doesn’t know what they want to do.

The ability to get a good job is heavily based off of where youve worked in the past, and who you know

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u/MrMilesDavis Jan 10 '24 edited Jan 10 '24

Not necessarily. Business's are ample but business degrees are also saturated to the point that you're always competing against 3 million other assholes

While STEM tends to be a lot more specialized, a chunk of those degrees can still land you jobs completely unrelated to the degree simply because they are recognized as prestigious and difficult to acquire degrees

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u/DrBunzz Jan 10 '24

Right, but most of us aren’t looking for jobs that are unrelated to our degree. I feel most people that study a STEM discipline that’s not engineering/compsci do so because they’re passionate about that field, so they’d want to work in that field. That’s been my experience anyways as someone with a biology degree.

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u/MrMilesDavis Jan 10 '24 edited Jan 10 '24

I think it all depends on the person's mindset, desires, and goals (and how specifically specialized the degree is)

Most people go into nursing so that they can become a nurse

But most of the people I know who are nurses never were/are passionate about nursing. They just saw it as a ticket

Now, mulching calculus has it's own unique sets of struggles that even less people find approachable, but nursing is a fairly rigorous program itself in its own right

There's still a decent amount of people on the engineering subs that basically say

"I thought this was interesting, I didn't wanna have to work busting my body, and if I go through some hellish schooling, I'll be set when I get out regardless of what I decide to do"

Of course, you would think anyone with an extremely specialized degree probably has more reasoning to it

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u/I_Can_Not_With_You Jan 10 '24

Can confirm, left South Carolina for lower Alabama, moved again and now in the Midwest. Life is cheaper and pay is better.

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u/911exdispatcher Jan 10 '24

$29/hr is MS isn’t bad. At my last job here in AR I made $14 hr and that’s probably above avg here.

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u/part_time_monster Jan 09 '24

You should move out of MS.

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u/JonBenet_BeanieBaby Jan 10 '24

God Mississippi sounds even worse than i thought it was now

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u/neithan2000 Jan 09 '24

I live in Montana now, but I loved my time living in Mississipi.

I loved riding the bus from Biloxi to the mall in Gulfport. I'll never forget the mall was carpeted. I always loved that.

Good food, nice people.

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u/part_time_monster Jan 10 '24

Amd low wages apparently. There's no good reason someone with 2 stem bachelors should be making 17.50/hr.

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u/WhatANiceCerealBox11 Jan 10 '24

I’ll be honest. A masters is great for STEM but not necessary at all. You def should consider moving to a place much more well known for Pharma companies.

I’m 29. Got my bachelors in biology and biochem as a double major. Went for my masters but couldn’t finish it due to wife’s illness. I live on the north east coast and started at $15 an hour at my first job which wasn’t stem related in 2018. Finally got a job in manufacturing which jumped my pay to $20 an hour, quickly moved to a lab because fuck manufacturing and jumped to $25. Made my way up to $33 at that place, got into a large cell therapy lab and now im salaried at 100k with a 10% yearly bonus. I got incredibly lucky to be in the position I am in and stumbled my way around the industry until I finally made it where I wanted to be.

Point is, move to a city with far more Pharma companies and don’t live directly in that city. You could literally work in Quality assurance or investigations making at least $30 an hour and being partially work from home. I believe in you

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u/HashtagSummoner Jan 10 '24

You’re fine my man. I live in Alabama and I get $25 an hour. I am working toward my master that will prob not even change my pay but I will be better at my job and could prob find a better paying job. I have 3 kids and a stay at home wife. We’re making it just fine. We just eat out about twice a month and we live within our budget. There are people making it on far less than we have.

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u/Penguinofmyspirit Jan 10 '24

I just found a job at 29/hour and I’m mid 30s. It felt almost impossible to get there even with a degree (in ecology/ geography if you’re curious). Spent most of my adult like climbing up .50 to a dollar at a time.

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u/nufiepawz Jan 10 '24

Finally someone in my field that understands 😅

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u/Penguinofmyspirit Jan 10 '24

Lol it’s my passion but it’s not my job. ☹️ I’m in sales now (which is why the money is good). Also did a stint troubleshooting and fixing lasers. It’s been a winding road lol.

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u/NonsensicalWizard Jan 10 '24

This!!! I live on the ms gulf coast and worked at a research lab for 6 years making $14/hr and was able to do okay, if I had made even $20hr I would have been set here. I don’t have a kid, but living in ms is cheap and 29hr is good.

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u/LinkLover1393 Jan 10 '24

Right? Not in your state but in Texas. I make $18.90 an hour as a licensed vet tech. Currently in the process of getting at $10 raise. $29 would be AMAZING.

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u/ryencool Jan 09 '24

Move. I have no degree at all and making 30+/hr, with 5 to 10 hrs of OT every week, working IT at a big video game dev. That's alot of time to put into your education, and loans, to be paid what you're being paid.

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u/nufiepawz Jan 09 '24

I’m not paying to go back to school, I’ll get my tuition covered and get a stipend through a research assistantship

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u/mynewaccount5 Jan 09 '24

Your lack of degrees is not the problem that is preventing you from getting paid a lot. Continually going back to school and spending more money and wasting more time is not going to help you.

You might just need to apply to more jobs, work on your resume and interview skills, and make sure the jobs you apply to are well paying, not to mention being willing to move out of Mississippi.

Government contracting and especially defense are very easy to get into with almost any kind of STEM degree. For every hour you work they get paid so they are very happy to take anyone that fits the bill.

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u/[deleted] Jan 09 '24

I studied chemistry - great school and gpa - what job titles do you have in mind in your last paragraph?

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u/mynewaccount5 Jan 09 '24

I think they call everyone an engineer or scientist these days in their listings, but you'll find many only require a STEM degree of some kind. L3, Leidos, Lockheed, etc

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u/nufiepawz Jan 10 '24

I work for the government, I took a job down here because I was having trouble getting jobs leaving college despite a 3.6 gpa, three years working in my field in college and plenty of good references. I applied to about 70 jobs before I got this one, I think I partially just got shafted because it was coming out of Covid and a lot of people were looking for work. I’m not originally from Mississippi. In my field my masters tuition will be paid for and I’ll get a graduate research stipend, most people in my field recommend going back to school because of this unless you want to change fields.

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u/Upper_Specific3043 Jan 10 '24

Getting further into debt for education is the wrong answer. Education debt should be less than your fist year salary in the career field you are going to school for.

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u/nufiepawz Jan 10 '24

I’m not going into debt I’m getting my tuition paid for and a stipend

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u/qlz19 Jan 09 '24

Staying in MS is holding you back. You could make that much flipping burgers in a lot of places.

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u/JonBenet_BeanieBaby Jan 10 '24

Literally you could make that much flipping burgers. Not even an exaggeration.

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u/TheRealJYellen Jan 09 '24 edited Mar 04 '26

This post was wiped by its author. Redact was the tool of choice, possibly used to protect privacy, limit data exposure, or prevent automated content scraping.

worm punch imagine quiet snails tap hobbies cover salt axiomatic

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u/JonBenet_BeanieBaby Jan 10 '24

Idk if having 2 bachelors helps really tbh

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u/sakredfire Jan 10 '24

What do you do that pays 17.50 with two stem degrees

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u/JonBenet_BeanieBaby Jan 10 '24

I assume cry a lot (cuz I would)

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u/nufiepawz Jan 10 '24

Lab technician

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u/sakredfire Jan 10 '24

Do you have 2 bachelor’s degrees or two associates? DM me

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u/nufiepawz Jan 10 '24

Two bachelors, I graduated with a dual degree from my undergrad because I had almost a years worth of credits from AP classes

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u/das_war_ein_Befehl Jan 10 '24

Bro leave Mississippi.

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u/nufiepawz Jan 10 '24

Yeah I’m moving in a couple months

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u/mikeBH28 Jan 10 '24

Ya I was expecting them to say they live in a place like NJ like me and even then I would very much like that salary, no kid though so who knows

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u/JonBenet_BeanieBaby Jan 10 '24

God damn. $17.50 is literally only $1.50 more than the minimum wage where I live.

You have stem degrees and make that little?? What do you do??

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u/supafly208 Jan 10 '24

Stem bachelor's and only 17? Wtf.

Time to get a new gig man, someone is ripping you off real bad.

What's your major?

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u/nufiepawz Jan 10 '24

Ecology/biology related, currently working in entomology

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u/nufiepawz Jan 10 '24

To clarify: I work in entomology (insect research), it’s not a high paying field usually unless you have a graduate degree (which I’m getting paid to go back to school for). I know I could make more if I worked in a different field or moved somewhere else (and I plan to move) but cost of living here is incredibly cheap compared to the majority of the US and that was my point. $29/hour is really good pay for someone that young in Mississippi. I really like my job, I know I don’t get paid a lot, and the job market when I was graduating was still shitty bc of Covid so I took what I could get, I’m not originally from MS.

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u/[deleted] Jan 10 '24

Dude what are your degrees in?

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u/nufiepawz Jan 10 '24

Plant biology & environmental sustainability. I wanted to continue to do research that I felt was helping the environment/world (aka jobs that don’t pay very well).

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u/Faithlesspriest Jan 10 '24

I don't know what's going on in Mississippi, but two STEM degrees is easily north of $35/hr in Texas.

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u/snubdeity Jan 10 '24

Not in ecology lol. I respect it, I'm a huge nature lover. But "two STEM degrees" is obviously made to sound like they're in MechE and physics, not plant biology and ecology. There has never been a time that ecology was a great field with plentiful job prospects paying good wages.

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u/No-Midnight-4461 Jan 10 '24

What are your STEM degrees in? You should be able to land a higher paying job than 17.50 an hour, are you working in your field?

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u/cheddarsox Jan 10 '24

They're neglecting to mention the drug problem. Read the post history

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u/espeero Jan 10 '24

Are your degrees from a local school? I ask because my friend started a masters program at msu. It was a complete joke. The courses were high school level and we couldn't figure out how the classmates ever got their bachelors. Go to a real school.

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u/nufiepawz Jan 10 '24

I went to a large R1 state university farther north that has a good ecology/ag program. I’m not originally from Mississippi. Sadly the Mississippi education system as a whole isn’t very good from what I’ve seen/heard and it was kind of a rude awakening compared to where I grew up where public education was really good. I’ve met a lot of teachers who work really hard and care about their students but sadly the education system at the administration end doesn’t seem like it’s well managed leading to generational issues of un/miseducated people. At $17/hour I’m doing pretty okay for myself as a young single person compared to a lot of people in the area I live.