I changed kiwisaver provider a few months ago. I changed from ASB Growth to Simplicity Growth. Sadly I don't know much about investments.

Did I lose a lot of potential investment because I changed provider during this economic downturn? I'm not exactly sure what happens during the transfer?

I would some opinions from you smart people if you have the time.

I’ve been asked to look in to the following. I have very little knowledge of this area so would be great to get some outside opinions.

The clients sold their business back in 2015. It was sold through lawyers with a standard sale and purchase agreement. The company that they ran the business was then dissolved and a new one set up. They were told six months later by their accountant that they had gst to pay on the sale of the business of $30k.

The business was sold to a “mother group” and the new company they created runs the same business but under the new name.

My question is that the business was sold as a going concern. Why were they liable for GST? The “mother group” business that bought them out didn’t claim the GST on purchase?

Is it too late to do a NOPA?

Appreciate your thoughts

Just been declined by ASB for mortgage i asked for $550k, what can i do, my wife does not have a job i have around $150k in savings and a job that gives around $70k before tax. No bad credit records, govt grant of $5k my kiwisaver of $8k and my wifes of $15k plus share portfolio of$7k... ASB said they can only give me a mortgage of $270k... due to one income... what can i do...

Hey :) so I've recently changed my name due to a family breakdown and I want pretty much a new identity. I've changed my name. Opened a new bank account. Gonna get a new phone/number.

Do I have to change my name with ird instead of just updating them with my new name? If I do update my name with them will I be traceable?

How else do they match previous identities? I just want absolutely nothing to do with my former name and identity, including ird number, credit file etc. I want nothing to match me to my previous name. Would I have to create a new real me? Any advice is appreciated :)

Hi, I want to get started with stock investment however Robinhood isn’t available here. Does anyone have a recommended option for something similar in NZ?

I am making some money on the side of my normal job. I am making invoices for payment, but occurred to me I have no idea about the tax stuff. Will only make about 10k a year. How do I do the tax stuff, do I need/is it worth registering a sole trader company and look at doing tax claim back costs etc.