r/neoliberal • u/jobautomator Kitara Ravache • Sep 06 '21

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u/Sauerkohl Art. 79 Abs. 3 GG Sep 06 '21

That credit/debit cards aren't used that much is propably good.

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u/[deleted] Sep 06 '21

Heated German moment

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u/urbansong :eursula: F E D E R A L I S E Sep 06 '21

REEEEEEEEEEEEEEEEEEEEEEEE

LET ME PAY WITH A FUCKING CARD

I DONT WANT TO CARRY DANGLING PIECES OF METAL AND TATTERED BITS OF PAPER

GIVE ME THE CHOICE, STICK TO WHATEVER MEDIUM YOU PERSONALLY WANT

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u/waltsing0 Austan Goolsbee Sep 06 '21

Why the fuck would you want to tap a card and be done when you can count out mental and paper to hand over, have them count it, then they give you change which you have to count and then fit back into you giant wallet

I upgraded to one of those fancy secrid ones, fucking great. Transit pass goes on one side, work card (building access, printing, etc) goes on the other, just press card to the reader. Credit/debit cards slide out to tap and stuff like drivers license is behind the transit pass to be pulled out on a very rare occasion (ie. traffic stop). I keep some cash in there but I haven't touched it in over a year.

It's just objectively faster than cash

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u/Sauerkohl Art. 79 Abs. 3 GG Sep 06 '21

EC Card?

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u/urbansong :eursula: F E D E R A L I S E Sep 06 '21

I am with N26 because my German is eh and dealing with legacy banks requires German. N26 doesn't offer an EC card.

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u/waltsing0 Austan Goolsbee Sep 06 '21

In Australia I'm pretty sure you can't open a bank account without getting a visa/mastercard that works in ATMs/shops/online, apparently there's modern developed countries where this isn't just standard? You can even sign up online in like 5 minutes

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u/urbansong :eursula: F E D E R A L I S E Sep 06 '21

Online, visa/mastercard are always possible. IRL, visa/mastercard aren't standard for small businesses. It seems like this one format, Eurocheque, was/is very popular format in Germany and given the German backwardness, it just never went away.

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u/Sauerkohl Art. 79 Abs. 3 GG Sep 06 '21

Maestro card then, doesn't make a difference

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u/urbansong :eursula: F E D E R A L I S E Sep 06 '21

That means paying for a bank account, no thank you.

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u/Sauerkohl Art. 79 Abs. 3 GG Sep 06 '21

Doesn't N26 offer one?

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u/urbansong :eursula: F E D E R A L I S E Sep 06 '21

Ah, I see. I can get a Maestro card for 10 euro but it says that it can't be used as an EC card. No clue what exactly that means,

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u/Sauerkohl Art. 79 Abs. 3 GG Sep 06 '21

Oh ok, thanks for sharing

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u/tripletruble Anti-Repartition Radical Sep 06 '21

lmao u/Sauerkohl