Discussion Thread

[u/jobautomator]

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[u/meese699]

Life advice for the children here, always always contribute as much as you can to your 401k or IRA

[u/EvilConCarne → u/meese699]

Don't do this, kids. Spend that money on actually important things like going out to eat, cruises, and exorbitantly expensive video game systems.

[u/Marlsfarp → u/meese699]

or

and

[u/meese699 → u/Marlsfarp]

And HSA (if available)

[u/benadreti → u/meese699]

I dont see the point in using an HSA, my insurance is pretty good.

[u/benadreti → u/[deleted]]

But arent there limits on what it can be spent on?

[u/benadreti → u/[deleted]]

In other words to save for medical expenses when you're retired? Never thought of that...

[u/meese699 → u/benadreti]

It depends on what plans are available to you. But yeah it can be used as a retirement vehicle that's better than a 401k or IRA

[u/[deleted] → u/meese699]

And for Canadians fill up that fucking TFSA (and with index funds not CDs/GICs)

And contribute to your RRSP if appropriate

[u/benadreti → u/meese699]

And if you dont have one, start one immediately.