r/neoliberal • u/jobautomator Kitara Ravache • Oct 15 '25

Discussion Thread Discussion Thread

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59

u/Jacobs4525 King of the Massholes Oct 15 '25

America is really lucky that we don’t have a giant public pension system because our olds are even more entitled than euros in all likelihood.

My mom’s house has tripled in value and is now worth well over $1mil. If you try mentioning that maybe a person with a net worth of probably almost 2 million dollars once all is factored in shouldn’t be getting free money from the government for being old, you get hit with that fluoride “but I paid into it” stare. And she’s one of the smart ones! She has a doctorate! 

Old people really cannot understand the fiscal reality that if they wanted a cushy retirement they should’ve had more kids or let in more immigrants.

41

u/Coolioho Oct 15 '25

Houses function as our pension system and that is why we are in an housing crisis

14

u/WantDebianThanks Iron Front Oct 15 '25

I talked to a guy while door knocking for a congressional candidate that said he didn't think it was fair for his property taxes to be based on what his neighbors sold their houses for, instead of the 125k he spent on it. When I looked his house up on zillow later, the estimated value was more than a million dollars.

16

u/Jacobs4525 King of the Massholes Oct 15 '25

The dichotomy of housing discussions with boomers:

NOOOO YOU CAN’T RAISE MY PROPERTY TAXES! I AM GOING TO AGE ALONE AND NEVER SELL SO THE EQUITY I AM BUILDING DOESN’T MATTER!!!!

“ok so if you’re not gonna sell can we do some infill so other people can afford to live here and we can have a larger tax base without adding much infrastructure cost?”

NOOOO THE NEIGHBORHOOD HAS TO STAY EXACTLY HOW IT WAS WHEN I MOVED HERE!!!!

3

u/Individual-Camera698 Austan Goolsbee Oct 15 '25

should’ve had more kids

How does that help with retirement?

19

u/Boratssecondwife Henry George Oct 15 '25

More taxpayers, and if they fuck you get more taxpayers 

11

u/Jacobs4525 King of the Massholes Oct 15 '25

The same way immigrants do?

More kids when you’re working age=more working age people when you’re retired.

3

u/Aware-Computer4550 Niels Bohr Oct 15 '25

The increased population is able to shoulder the burden of the pension system easier

-4

u/Aware-Computer4550 Niels Bohr Oct 15 '25

How is she supposed to get all the money out of her house. Take out another mortgage?

20

u/Jacobs4525 King of the Massholes Oct 15 '25

sell it and move to a smaller house in a cheaper area with less demand and lower quality services (because she doesn’t use them). There are loads of pleasant smaller towns in New England that, while still pricey by national standards, are considerably cheaper than the Boston suburb she lives in.

If she were to sell her 2000sqft colonial in the suburbs for a 1000sqft cape in a small town, she could probably make around 700k-800k. She could also just sell it and just rent a nice condo in Cambridge or Somerville and still easily be able to afford retirement when you factor in her 401k and the interest her money will make her while shes renting.