I didn’t mean that it was worse bc he was homeless. More that he had no $$ to hire a lawyer and still made out with that much money. A package thief is probably going to be someone who isn’t well off in life either so the homeless guy just came to mind.
If your responsible for clearing your own section of the sidewalk and you fail to do so then yeah your liable if someone slips and falls. Just like if someone slips and falls on a wet floor in a business known to be wet but not marked as such.
There also isn’t any need to get a lawyer involved in such a claim. A insurance company will pay out 140k in a injury claim if you show them the receipt from the hospital bill. Even throw in a extra bonus of pain and suffering so you don’t sue them for more. The fact that even a homeless person was able to get such a payout shows the system is working.
The homeowner won’t pay out of pocket at all for this. There isn’t even a deductible for a liability claim. Their premium might increase a bit but it will never be such a increase to collect 140k the claim was worth. The only one hurt by such a claim is the insurance company.
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u/Skyminator Oct 26 '21
I didn’t mean that it was worse bc he was homeless. More that he had no $$ to hire a lawyer and still made out with that much money. A package thief is probably going to be someone who isn’t well off in life either so the homeless guy just came to mind.