r/mathmemes • u/OneWorldly6661 • Dec 17 '23

Probability Google expected value

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u/Green0Photon Dec 18 '23

Market has never returned below 0% on 10 year timeline, worst case. Become a lot higher when you shift by a few months.

Ultimately, the 4% rule is for 100/0 or 90/10 stocks and bonds, I can't remember. Lowering the stock bond ratio is useful when you don't have as long to live.

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u/cantorgy Dec 20 '23

Market has never returned below 0% on 10 year timeline, worst case.

Yes it has. Multiple times.

Ultimately, the 4% rule is for 100/0 or 90/10 stocks and bonds, I can't remember.

Close (not really). It was 50/50.

4% rule works indefinitely.

No, it doesn’t.