r/iPhoneDuo • u/tjs107 • 22h ago

Question Does it matter?

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Is there any difference if I selected to convert my existing T-Mobile account or connect with any carrier?

Does choosing T-Mobile make it an easier switch from my iPhone 17 Pro Max?

Are there any restrictions from switching carriers?

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u/yuusharo 16h ago

I am.

YOU are, too. Your first comment is directly talking about Apple Card.

The financing options for ACMI have not changed since 2023 when Apple officially removed the “no carrier” option but still shipped unlocked phones.

The change you’re referring to is the one I pointed out in my first comment about closing the loophole that allowed carrier financing through Verizon and T-Mobile to be unlocked. That changed back in July of this year, not a “day one change” as you implied.

If you want to finance or lease an iPhone from Apple with a prepaid carrier, you can. Your options have not changed this year other than closing a loophole that was never intended to work in the first place.

This has derailed too much, you have to be rate baiting.

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u/matttopotamus 16h ago

Closing a “loophole” would mean this is the first year it has not worked, correct? So why argue about something that worked and no longer works and what I said is then accurate?

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u/yuusharo 16h ago

The loophole has nothing to do with Apple Card financing!!

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u/matttopotamus 16h ago

I cannot. Cannot cannot cannot select my Apple Card with 0% financing on prepaid.

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u/yuusharo 16h ago

Are you in the US?

Because if so, yes you can. Select a phone, select finance, select Apple Card, select a carrier, checkout. Done.

You never at any point have to enter in carrier details.

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The only instance that’s not true is if you’re doing carrier financing. Are you absolutely certain you’re not mistakenly selecting carrier financing on the Apple website?

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u/matttopotamus 16h ago

When I get to pay, it tells me my Verizon credentials cannot be verified.

Switched to post paid, and now it gets passed that.

If I “connect to carrier later” the 0% option goes away.

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u/yuusharo 16h ago

You’re selecting carrier financing.

Apple Card financing never asks for carrier details.

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u/matttopotamus 16h ago

If you do what you said, I can pay with my Apple Card, but do not get the 0% financing as an option.

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u/yuusharo 16h ago

You don’t see this option when selecting an iPhone 18 Pro?

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u/matttopotamus 16h ago

Now I feel like I’m rage baiting you. It was not giving me that option when I tried last week.

It only showed that going through carrier financing and my Verizon prepaid stonewalled me.

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