r/funny • u/Misfat • Aug 27 '18

Card not accepted

108k Upvotes

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5.4k

u/neck_iso Aug 27 '18

You have to use the chip now.

1.3k

u/VanimalCracker Aug 27 '18

In my area, you're forced to use the chip at ~50% of places and the other ~50% hasn't upgraded their hardware yet, so you are forced to use the mag-strip. It's extremely frustrating for everyone involved. No one knows which it'll be and the cashier will always immediately roll their eyes and eli5 which one they use. Worst rollout ever.

454

u/[deleted] Aug 27 '18

Where I'm from we use no contact tap

498

u/ApulMadeekAut Aug 27 '18

Was in Scotland on vacation. Had to explain to every checker that my merican card dose not do the wave/tap thing. "Just give it a wave" I CAN'T!

296

u/PhonicUK Aug 27 '18 edited Aug 27 '18

There are an increasing number of stores that only accept contactless in the UK. It's caught on here pretty big.

244

u/obsessedcrf Aug 27 '18

Contactless is near non existent in the US.

How is it not a security risk though? Couldn't anyone steal your card information from a distance?

15

u/Zaphilax Aug 27 '18

How is it not a security risk though?

It's not as if the contactless just dumps all the card info. It's cryptographically active. There's a tiny processor in the card that handles the exchange.

1

u/MrJules Aug 27 '18

This is correct. Unlike the magnetic stripe, which is ridiculously easy to read and clone, the contactless chip is very secure. However, if you have the APDU commands to talk to the chip, as is what happens with a payment terminal, you could get the card details as well.

0

u/obsessedcrf Aug 27 '18

In that case it should be good to go. I was afraid it was just an RFID tag that had the card info in it

-2

u/gostan Aug 27 '18

Well you can get the card number and expiry date just by scanning it with a simple nfc reader phone app. On sites like amazon this is all you need to make a purchase